The D F bill is killing small banks. Not concl

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The D F bill is killing small banks.

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However, many argue that Dodd-Frank may have nothing to do with the falling number of community banks. According to the Wall Street Journal, Camden Fine, president of the Independent Community Bankers of America, which represents thousands of small banks, believes that Dodd-Frank is getting blamed unnecessarily for any "regulatory ill that's been foisted onto community banks."

Since larger factors like Basel III (international regulations), low interest rates by the Fed and growing use of technology also play a role in the declining number of community banks, it is difficult to fathom as to how much of this decline is attributed to the implementation of the Dodd-Frank Law.

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