I definitely believe this is precedence setting.

I definitely believe this is precedence setting. I've not heard of a micro going after loan sharks for predatory loans. Hell the mortgage companies used to sign off on those predatory arms with massive interest rates all of the time until they were caught and regulated; and the public took the loans. Just look to Countrywide going under for rubber stamping jumbo mortgages going under and being consumed by Bank of America. Look what happened to them, a Federal lawsuit demanding damages and settlements to old Countrywide customers. If the big banks did it, the loan sharks sure as heck are going to do it, until someone calls them to the carpet, sort of like HJOE did.