I have a price target to move my IRA over to a roth. I want access to a certain amount without being penalized but the rest that grows can be for whenever.
There are benefits as you said to the roth. Not much on that board can be believed you need to do your own research more often there than not!
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If you try to defend yourself against lies of the board moderators your post will be deleted. Just like the board they claim to be better than!!! Watch who you trust especially the "long term investors" that support the real attackers!