I hear ya ....that's exactly what I meant as far as what it has morphed into. I have to listen to my wife/other wife (my business partner&brother ) from time to time about the time I put into it....but if they weren't bitching about this .....it would be something else.
I feel totally confident this will work out....if 10 k cash magically appeared in my TDA account today.....chances are .....there would be less than 1,000 cash balance by EOD !!