Debit Card Loyalty Programs: 2015 Insight Report Featuring Case Studies from Bank of America, Pinnacle Bank, Bank of Montreal & LLoyds
M2 - Fri Feb 13, 9:11AM CST
Research and Markets (http://www.researchandmarkets.com/research/5bd84m/insight_report) has announced the addition of the "Insight Report: Debit Card Loyalty Programs" report to their offering. Debit card issuers use loyalty and reward programs as tools for customer acquisition and retention, as the programs provide scope to deepen banking relationships and generate revenue. A number of challenges, including regulation, have limited issuers' ability to fund reward and loyalty programs through interchange revenue. Loyalty programs have become highly commoditized, leading to perceive falls in their values by consumers, and compelling debit card issuers to re-evaluate their strategies and adopt new loyalty solutions. Changes in technology, regulation and consumer behavior influenced the evolution of debit card loyalty programs during the last decade. Loyalty programs are maturing in many countries, rewarding customers' overall banking relationships, rather than just debit card spending. Products such as overdrafts, direct debits, utility payments and savings accounts offer room for increased revenue generation for banks, compensating for lower interchange fees earned from debit card spending. Both issuers and card schemes are partnering with airlines, hotels, resorts and retailers to offer merchant-funded rewards. In addition, banks have increasingly focused resources on core banking, due to rising pressure on profits. Consequently, peripheral activities such as marketing and loyalty programs for debit cards are increasingly being outsourced. Case Studies - Bank of America - Keep the Change' Initiative Helped to Acquire Customers - Pinnacle Bank - Partnership with Fiserv to Improve Debit Card Loyalty - Bank of Montreal - Targeting Frequent Flyers with Air Mile Rewards - Lloyds - Merchant-Funded Rewards to Reduce Costs Key Topics Covered: 1 Executive Summary 2 The Debit Opportunity 3 Debit Card Loyalty Programs and their Dynamics 4 Loyalty Programs and Rewards as Drivers of Current Account Switching 5 The Effect of Regulation on Debit Card Loyalty Programs 6 Debit Card Loyalty Programs in Key Markets 7 Case Studies 8 Appendix Companies Mentioned - Visa - MasterCard - Bank of America - Wells Fargo - JPMorgan Chase - Fiserv - Rockland Trust - Pinnacle Bank - PNC - Fifth Third Bank - Royal Bank of Canada - Bank of Montreal - Scotiabank - Lloyds Bank - Royal Bank of Scotland - Nationwide Building Society - Barclays - Halifax - PayPal - Bankwest - People's Choice Credit Union - ING Direct - Citibank - Bankia - Openbank - CatalunyaCaixa - Shinhan Card - Hyundai Card - Standard Chartered - Industrial Bank of Korea For more information visit http://www.researchandmarkets.com/research/5b...ght_report
BMO: 63.14 (+0.31), FITB: 19.26 (+0.07), FISV: 78.70 (+0.25), WFC: 55.33 (+0.47)
Equifax Q4 Earnings In Line, Revenues Beat; Guides Well - Analyst Blog
Zacks Equity Research - Zacks Investment Research - Thu Feb 12, 8:18AM CST
Equifax Inc. (EFX) reported fourth-quarter 2014 adjusted earnings per share from continuing operations of $1.02, which was in line with the Zacks Consensus Estimate.
ADP: 88.75 (+1.00), FISV: 78.70 (+0.25), EFX: 92.56 (-0.18), MCO: 98.22 (+0.01)
Western Union (WU) Beats on Q4 Earnings, Raises Dividend - Analyst Blog
Zacks Equity Research - Zacks Investment Research - Wed Feb 11, 8:09AM CST
Western Union (WU) reported fourth-quarter earnings of 42 cents per share, beating the Zacks Consensus Estimate by a comfortable margin.
TSS: 37.09 (+0.17), FISV: 78.70 (+0.25), WU: 19.02 (+0.71), ADS: 286.61 (+1.70)
Fiserv (FISV) Earnings Report: Q4 2015 Conference Call Transcript
at The Street - Fri Feb 06, 7:43AM CST
The following Fiserv (FISV) conference call took place on February 5, 2015, 05:00 PM ET. This is a transcript of that earnings call:
FISV: 78.70 (+0.25)
Market Movers - Data Processing and Outsourced Services Stocks -- MasterCard, Western Union, Visa, Fiserv, and Global Payments
PR Newswire - Fri Feb 06, 7:35AM CST
Investor-Edge has initiated coverage on the following equities: MasterCard Inc. (NYSE: MA), The Western Union Company (NYSE: WU), Visa Inc. (NYSE: V), Fiserv Inc. (NASDAQ: FISV), and Global Payments Inc. (NYSE: GPN). Free research report on MasterCard can be accessed at http://get.Investor-Edge.com/pdf/?c=MasterCar...5&s=MA. On Thursday, February 05, 2015, the NASDAQ Composite ended at 4,765.10, up 1.03%, the Dow Jones Industrial Average advanced 1.20%, to finish the day at 17,884.88, and the S&P 500 closed at 2,062.52, up 1.03%. The gains were broad based as all the sectors ended the session in positive. The S&P 500 Information Technology Sector Index ended the day at 685.81, up 0.91%, with the index also advancing 2.08% in the previous three trading sessions. Register for your complimentary reports at the links given below.
V: 269.63 (-1.28), GPN: 91.86 (-0.32), FISV: 78.70 (+0.25), WU: 19.02 (+0.71), MA: 87.14 (-0.38)
Alliance Data Earnings Beat, Revenues In Line; Guides Low - Analyst Blog
Zacks Equity Research - Zacks Investment Research - Thu Feb 05, 9:49AM CST
Alliance Data's (ADS) adjusted earnings per share (EPS) of $3.23 in the fourth quarter of 2014 surpassed the Zacks Consensus Estimate of $3.10 and improved 44% year over year.
GPN: 91.86 (-0.32), FISV: 78.70 (+0.25), WNS: 23.12 (+0.36), ADS: 286.61 (+1.70)
Fidelity National Q4 Earnings In Line, Provides 2015 Outlook - Analyst Blog
Zacks Equity Research - Zacks Investment Research - Thu Feb 05, 8:37AM CST
Fidelity National Information Services Inc. (FIS) reported fourth-quarter and full year fiscal 2014 results.
FIS: 66.52 (+0.33), GPN: 91.86 (-0.32), FISV: 78.70 (+0.25), ADS: 286.61 (+1.70)
Green Dot (GDOT) in Focus: Stock Jumps 5.5% - Tale of the Tape
Zacks Research Stuff - Zacks Investment Research - Thu Feb 05, 8:18AM CST
Green Dot Corporation (GDOT) was a big mover last session, as the company saw its shares rise over 5% on the day.
FISV: 78.70 (+0.25), GDOT: 15.54 (+0.34)
SmarTrend Watching for Potential Pullback in Shares of Fiserv After 1.75% Gain
Comtex SmarTrend(R) - Wed Feb 04, 4:30PM CST
Fiserv (NASDAQ:FISV) traded in a range yesterday that spanned from a low of $73.71 to a high of $76.29. Yesterday, the shares gained 1.8%, which took the trading range above the 3-day high of $74.56 on volume of 2.1 million shares. Often times after large one-day gains, short term traders will seek to take profits and, as such, investors should be cautious.
FISV: 78.70 (+0.25)
Watch for Fiserv to Potentially Pullback After Gaining 1.75% Yesterday
Comtex SmarTrend(R) - Wed Feb 04, 4:29PM CST
Fiserv (NASDAQ:FISV) traded in a range yesterday that spanned from a low of $73.71 to a high of $76.29. Yesterday, the shares gained 1.8%, which took the trading range above the 3-day high of $74.56 on volume of 2.1 million shares. Often times after large one-day gains, short term traders will seek to take profits and, as such, investors should be cautious.
FISV: 78.70 (+0.25)
Fiserv (FISV) Q4 Earnings In Line, Provides 2015 Outlook - Analyst Blog
Zacks Equity Research - Zacks Investment Research - Wed Feb 04, 8:00AM CST
Fiserv Inc. (FISV) reported fourth-quarter and full year 2014 results.
GPN: 91.86 (-0.32), FISV: 78.70 (+0.25), WU: 19.02 (+0.71), MA: 87.14 (-0.38)
Fiserv's (FISV) CEO Jeff Yabuki on Q4 2014 Results - Earnings Call Transcript
SA Transcripts - at Seeking Alpha - Tue Feb 03, 11:43PM CST
FISV: 78.70 (+0.25)
Fiserv (FISV) Stock Gains In After Hours Trading Today Following Earnings Release
at The Street - Tue Feb 03, 3:57PM CST
Fiserv (FISV) shares are climbing after the company reported fourth quarter earnings that were in line with analysts' expectations.
FISV: 78.70 (+0.25)
Fiserv (FISV) Q4 2014 Results - Earnings Call Webcast
SA Transcripts - at Seeking Alpha - Tue Feb 03, 3:55PM CST
FISV: 78.70 (+0.25)
Fiserv meets 4Q profit forecasts
Automated Insights - Tue Feb 03, 3:33PM CST
BROOKFIELD, Wis. (AP) _ Fiserv Inc. (FISV) on Tuesday reported fourth-quarter net income of $181 million.
FISV: 78.70 (+0.25)
Fiserv EPS and revenue in-line
Seeking Alpha - at Seeking Alpha - Tue Feb 03, 3:06PM CST
FISV: 78.70 (+0.25)
Fiserv Reports Fourth Quarter and Full Year 2014 Results
Business Wire - Tue Feb 03, 3:01PM CST
Fiserv, Inc. (NASDAQ: FISV), a leading global provider of financial services technology solutions, today reported financial results for the fourth quarter and full year 2014.
FISV: 78.70 (+0.25)
Notable earnings after Tuesday’s close
Seeking Alpha - at Seeking Alpha - Mon Feb 02, 4:35PM CST
CALX: 8.65 (-0.03), CHRW: 72.58 (+0.75), WYNN: 159.34 (+4.62), SPA: 22.31 (-0.02), MANH: 51.61 (+0.89), OCLR: 1.55 (+0.09), RSYS: 2.15 (+0.05), NSR: 24.61 (+0.10), CENT: 9.00 (-0.08), CMG: 674.89 (+4.60), AJG: 47.50 (+0.27), IACI: 64.60 (+0.96), VASC: 26.44 (+0.79), SLGN: 56.85 (-0.08), UNM: 34.76 (+0.51), ATW: 33.75 (+0.63), ENTR: 2.92 (unch), AEC: 23.85 (-0.32), AXS: 51.86 (+0.02), MYGN: 34.03 (+0.40), LSCC: 6.10 (+0.02), RNR: 103.80 (-0.64), CBL: 20.52 (-0.14), ATO: 52.52 (-0.65), EW: 134.23 (+1.89), EXP: 81.57 (+2.41), DIS: 104.17 (+0.59), MWA: 9.19 (+0.09), QNST: 6.15 (+0.07), TTWO: 28.40 (+0.96), ULTI: 163.76 (+1.60), PACB: 6.96 (-0.06), FISV: 78.70 (+0.25), GILD: 101.90 (+1.10), JKHY: 65.78 (+0.52), RNG: 16.04 (unch), WNC: 14.01 (+0.38), OMCL: 35.29 (+0.03), AFL: 62.13 (+0.33), HCSG: 33.23 (-0.13), WRB: 50.27 (+0.08), PLNR: 6.63 (-0.07), EQR: 78.75 (-1.11)
Citizens Bank Extends Fiserv Relationship with Seven-Year Renewal for Multiple Payment Solutions
Business Wire - Mon Feb 02, 8:01AM CST
--Solutions allow bank to enrich relationships with retail and small business customers
FISV: 78.70 (+0.25)
DST Systems Tops Earnings on Solid Revenues; Shares Gain - Analyst Blog
Zacks Equity Research - Zacks Investment Research - Fri Jan 30, 12:00PM CST
Shares of DST Systems Inc. (DST) gained approximately 3.7% yesterday following the better-than-expected fourth-quarter 2014 results.
FISV: 78.70 (+0.25), IBM: 160.40 (+1.88), IMPV: 43.17 (+1.38), DST: 108.31 (-0.35)