Although handling personal finances can be difficult, knowing fundamental ideas and techniques will help one be successful over time. From budgeting and saving to investing and retirement planning, this book addresses basic areas of personal finance. Apply these ideas to strengthen your future security and financial situation.
1. Budgeting Tips
Creating a Budget
Foundation of financial stability is a budget. Start by enumerating your income and expenses. Sort... Continue Reading
Getting Started with Your Paycheck: Key Insights and Tools
When starting a job, whichever work schedule you have (part-time, full-time), you will probably get a pay stub. However, to really know how much money you are getting, you need to know how to read that pay stub. That's where a paycheck calculator comes in handy.
Let's see what a paystub is, how we can read it, and how we can use the calculator to our advantage!
What is a Pay Stub?
A ... Continue Reading
Category: StocksTotal Views: 682 By : Lucas YoungUpdated: 08-18-2024
Strategic Expansion into Ottawa County, Ohio
Entering a definitive merger agreement with Marblehead Bancorp, the parent company of The Marblehead Bank, SB Financial Group, Inc. (NASDAQ: SBFG), the parent company of The State Bank and Trust Company, has made a major strategic move. While The Marblehead Bank will fully merge into State Bank, Marblehead Bancorp will merge with SB Financial under this agreement. Considered generally approved by the Boards of Directors of both bank hol... Continue Reading
Introducing the Research Team
Research team from Southern University Agricultural Research and Extension Center (SUAREC) has been brought in by Impact Fusion International Inc. (IFUS). Under Louisiana House Concurrent Resolution 42 (2024), this team undertakes research under the direction of Louisiana Agricultural Commissioner Dr. Michael Strain. Their priorities are SGP+TM and Nutri-MasticTM for IFUS as well as sugar bagasse use. Experts in bovine and plant science make up the te... Continue Reading
Category: StocksTotal Views: 215 By : Lucas YoungUpdated: 08-12-2024
Yoshitsu Co., Ltd Overview
With its headquarters in Tokyo, Japan, Yoshitsu Co., Ltd (Nasdaq: TKLF) is a well-known retailer and wholesaler focusing in a wide spectrum of Japanese beauty, health, luxury, and electronic products. From Hong Kong, Japan, North America, and the United Kingdom, the company is now rather well-known in several areas. Cosmetics, skincare, fragrances, body care products, over-the-counter medications, nutritional supplements, medical supplies, home goods, fo... Continue Reading
Beyond the Counter: Leveraging Working Capital to Diversify Pharmacy Services
In the fast-changing world of healthcare, pharmacies are going through a rapid evolution. Both independent pharmacies and big-name competitors are being driven provide diverse services in order to adapt to rapidly changing consumer needs and market conditions. Pharmacies across the nation introducing new offerings such as wellness programs and home delivery services to boost their revenue streams and inc... Continue Reading
The Importance of Digital Marketing
In today’s fast-paced world, digital marketing has become an indispensable part of any successful business strategy. As the digital landscape continues to evolve, companies must adapt to keep up with both technological advancements and changing consumer behaviors. The integration of digital marketing techniques offers businesses the ability to reach wider audiences more effectively and at a lower cost than traditional marketing methods.... Continue Reading
Kona Gold Beverage Inc. Signs LOI with Bemax, Inc.
To sell Kona Gold, LLC, Kona Gold Beverage Inc. (OTC Pink: KGKG) has said that Letter of Intent (LOI) has been signed with Bemax, Inc. (OTC Pink: BMXC). With this agreement, Kona Gold Beverage will be making a major change in direction and trying to bring fresh management into the business. Kona Gold intends to use fresh ideas and capabilities under partnership with Bemax to propel expansion. Expanding Bemax's product offers i... Continue Reading
Curaleaf Expands Presence with New Pensacola Dispensary
With its 63rd site in the state and 149th across the country, Curaleaf Holdings, Inc. (TSX: CURA) (OTCQX: CURLF), has announced the opening of a new dispensary in Pensacola, Florida. This growth supports the company's dedication to provide cannabis products—especially in underprivileged areas—more widely throughout the state. Strategically placed in the historic Nine Mile Road retail area of the city, the Pens... Continue Reading
Ascend Wellness Holdings Expands Cannabis Sales in Ohio
Ohio has seen a notable expansion announced by Ascend Wellness Holdings, Inc. (CSE: AAWH-U.CN) (OTCQX: AAWH). The business is now licenced to sell cannabis to non-medical consumers. August 6th saw this change take place. Now serving consumers over 21 years old are Coshocton, Cincinnati, and Sandusky dispensaries. August 7th will see a Piqua dispensary start serving non-medical patrons. This development increases Ascend's ... Continue Reading
Category: NewsTotal Views: 28 By : Owen JenkinsUpdated: 09-02-2024
Davidson Kempner Capital Management and Smith (DS) plc
Davidson Kempner Capital Management LP, a well-known player in the investment management landscape, recently made a public disclosure regarding its position in relation to Smith (DS) plc. This disclosure is an important part of the regulatory framework aimed at maintaining transparency in financial markets, particularly when significant stakes are involved.
Key Information on the Disclosure
The disclosure reveals... Continue Reading
Category: NewsTotal Views: 25 By : Lucas YoungUpdated: 09-02-2024
The Rapid Expansion of the EV Transmission System MarketThe global EV transmission system market is undergoing significant growth and innovation, reflecting the automotive industry's transition to electric mobility. This trajectory is influenced by the increasing demand for electric vehicles (EVs), necessitating advanced and efficient transmission solutions engineered for electric drivetrains. The urgency for such systems is on the rise due to evolving global standards, stricter emis... Continue Reading
Category: NewsTotal Views: 27 By : Owen JenkinsUpdated: 09-02-2024
Understanding Management Trading
Management trading refers to the buying and selling of a company's stock by its executives and individuals closely associated with the company. This activity can often be a telling sign for investors and stakeholders. Intentions behind these trades can provide important clues regarding the company’s performance or future strategies.
Importance of Transparency in Management Trading
Transparency is crucial in the realm of management tra... Continue Reading
Category: NewsTotal Views: 28 By : Ryan HughesUpdated: 09-02-2024
Global Market Insights for Ethylene Oxide and Ethylene Glycol
The ethylene oxide and ethylene glycol market is anticipated to witness substantial growth, projected to achieve a staggering USD 48.86 billion by 2033, up from USD 30 billion in 2023. Ethylene oxide (EO), characterized by its molecular formula C2H4O, manifests as a highly reactive three-membered ring compound produced through the oxidation of ethylene with catalysts.
On the other hand, ethylene glycol (EG), known ... Continue Reading
Category: NewsTotal Views: 22 By : Riley HayesUpdated: 09-02-2024
Growth of the ATV and SxS Market
The ATV and SxS market is on track to expand significantly, with expectations to reach a remarkable USD 29.50 billion by 2033 from a current valuation of USD 15 billion in 2023. All-terrain vehicles, also known as ATVs, and side-by-side vehicles, commonly referred to as SxS, are designed for off-roading adventures and recreational activities. They are not only suitable for thrill-seekers but also cater to various utility needs across different sectors... Continue Reading
Bitcoin's September Struggles
Bitcoin has started September with a notable dip, reflecting a trend observed in the past few months. The initial drop of over 2% brings its current price to approximately $57,273, continuing the downward trajectory from the previous month, which ended down 8.6%. Typically, September is not kind to Bitcoin, with an average loss of around 4.5% historically.
The volatility in the market is evident, as traders are seeing bearish signals in the deriva... Continue Reading
Financial Support for Neighbors in NeedA few years ago, I moved in with my mother so that she could retire. I'm 55 and she is 77. Despite having no retirement savings, she owns a small home with a mortgage. Each month, I provide her money to pay the mortgage and cover other bills.My mother has a next-door neighbor who is 72 and disabled, facing even more significant challenges. The neighbor's husband passed away following a long illness, leaving her with minimal finances, no f... Continue Reading
Category: NewsTotal Views: 24 By : Hannah LewisUpdated: 09-02-2024
Convex Ostomy Care Bag Market OverviewThe convex ostomy care bag market is undergoing a notable transformation, expected to achieve a valuation of US$ 4,840.3 million by 2032. In 2023, the market was valued at US$ 3,174.1 million, demonstrating a compound annual growth rate (CAGR) of 4.8% through the forecast period from 2024 to 2032.Market Evolution and Key DriversThis evolution can be attributed to several factors, including rapid technological advancements, enhance... Continue Reading
Category: NewsTotal Views: 23 By : Lucas YoungUpdated: 09-02-2024
RCI Banque Publishes Financial Statements
RCI Banque has recently made its consolidated financial statements available, providing an insightful look into the organization’s financial standing as of June 30, 2024. This release offers valuable information for stakeholders, investors, and anyone interested in RCI Banque's performance.
Key Highlights of the Financial Statements
The consolidated financial statements reveal essential metrics that may influence investor deci... Continue Reading
Category: NewsTotal Views: 23 By : Evelyn BakerUpdated: 09-02-2024
Intel's Strategic Proposal to the Board of Directors
Intel CEO Pat Gelsinger, along with senior executives, is set to present a strategy to the board of directors aimed at divesting non-essential business units and restructuring capital expenditure. This initiative is designed to rejuvenate the chipmaker's financial performance.
Overview of Proposed Strategy
The upcoming plan, expected to be revealed soon, includes significant measures such as the potential sale of th... Continue Reading