I think your assessment is spot on. I'm right ther

I think your assessment is spot on. I'm right there with ya. My MRIB is down a whopping 93%. I should be ass whipped for thinking the best and riding down.. Frankly, MRIB owes us something better than this. However, for me it is lesson learned. Those that have access should be asking questions. imho . I know that many banked big here and many have now lost big here. Seems right now like a wasted opportunity.. I sure hope I'm wrong....