Looks like there will be a lot of copycats coming out to compete with the wocket. NXTD has a wide advantage as the product, (The wocket) is in mass production and shipping this month. This baby is hot to trot and a good bet to top the list of successful credit card replacements. You can load personal information on the wocket and be protected from theft. For $150 one time charge you can sleep at night know your fears are locked up in the wocket and nobody can turn them loose. Sleep well my friends, the wocket is guarding your personal assets.