But that's just it! She's not getting your money! Whoever you're buying shares from is getting your money! The shares are issued. They're on the market. The fluctuations aren't affecting Margrit. They're affecting you. They're like baseball cards. Topps sold them. You can sell that Ken Griffey, Jr. rookie card 20 years down the road, and Topps isn't seeing a dime of that money.