Gman, this might be a little redundant as I (at 10

Gman, this might be a little redundant as I (at 10:30pm am going thru the days postings checking news, etc.), however in my case I have rolled over as much as I can into my Roth IRA with Merrilledge. I max out the 6500 contribution limit also ea. yr. This is a Self-Directed Roth IRA with ME. They charge me ZERO to trade in this 1 acct. with the provision of 30 trades free. There is no limit to amt. I can place into a penny stock/ sub-penny, etc., as long as I keep a token amt (say 2K shares) in a ''bonifide NASDAQ/ NYSE etc. acct. I have not found a better deal anywhere. Because its SD I am my own man. Upon w/drawal I will pay ZERO taxes. This is about as good as it gets. Hope this helps, to you and others...