................Which, in essence, was a form of deregulation. No government over-site and/or little to none of authority..................................................fast forward to the 90"s the push for less government involvement and freedom for big business, housing and banking to act responsibly and police its own............................brought use to the seepage of wealth from vast amounts of greed and freelance profiteering, which actually started around 2006 and culminated to its destructive brinks in 2008..........................AND HERE WE ARE TODAY.