Regions Financial Corp. operates as a bank holding company for Regions Bank. The company through its bank provides traditional commercial, retail and mortgage banking services, as well as other financial services in the fields of investment banking, asset management, trust, mutual funds, securities brokerage, insurance and other specialty financing. The company operates business through three segments: Business Services, Consumer Services and Wealth Management. The Business Services segment represents the company's commercial banking functions including commercial and industrial, commercial real estate and investor real estate lending. This segment also includes equipment lease financing. The Consumer Services segment represents the company's branch network, including consumer banking products and services related to residential first mortgages, home equity lines and loans, indirect loans, consumer credit cards and other consumer loans, as well as the corresponding deposit relationships. These services are also provided through alternative channels such as the internet and telephone banking. The Wealth Management segment includes wealth management products and services such as trust activities, commercial insurance and credit related products, and investment management. Regions Financial was founded in 1971 and is headquartered in Birmingham, AL.
RF Last Price: 9.84
Last Updated: November 28, 2013 7:44 PM EST
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Regions Financial Corp. RF Officers and Executives
Name Age Officer Since Title
Mr. O. B. Grayson Hall 55 2008 Chairman, President & Chief Executive Officer
Ms. Cynthia M. Rogers 56 1982 Senior Executive VP-Operations & Technology Group
Mr. David J. Turner 49 2006 Chief Financial Officer & Senior Executive VP
Mr. David B. Edmonds 59 1994 Chief Administrative Officer & Senior Executive VP
Mr. George Buchanan - 2011 Executive Vice President & Head-Credit
Regions Financial Corp.
1900 Fifth Avenue North
Birmingham, Alabama 35203
Phone
1 8007344667
Industry
Banks
Sector
Financials
Fiscal Year-end
12/2013
View SEC Filings Below
Revenue
$5.86B
Net Income
$1.18B
Employees
23,427
Annual Report Below for RF
Regions Financial Corp. RF Recent Headlines
MarketWatch News on RF
Moncler sets price range for IPO 7:42 a.m. Nov. 27, 2013 - MarketWatch.com
Zions, Regions slip after earnings 2:13 p.m. Oct. 22, 2013 - Christina Rexrode
ETFs to play financials 11:02 p.m. Oct. 7, 2013 - Jim Lowell
BlackBerry gains after results; J.C. Penney sinks 3:20 p.m. Sept. 27, 2013 - Sue Chang
Bank stocks slip as focus turns to earnings 10:04 a.m. Sept. 27, 2013 - Christina Rexrode
Tesla hits record, Groupon rallies on upgrade 3:49 p.m. Sept. 19, 2013 - Sue Chang
Ken Griffin's cheap stock picks 10:50 a.m. Sept. 6, 2013 - Insider Monkey
Regional banks turning a corner, analysts say 11:31 a.m. Aug. 8, 2013 - Sital S. Patel
UPS, Apple, AT&T are Tuesday’s stocks to watch 9:05 a.m. July 23, 2013 - Maria LaMagna
Regions Financial profit drops 25% as revenue dips 7:24 a.m. July 23, 2013 - MarketWatch.com
Thursday’s movers: Microsoft rallies on revamp 3:44 p.m. July 11, 2013 - Sue Chang
S&P’s 50-day average marks the technical test 10:39 a.m. June 27, 2013 - Michael Ashbaugh
SEC settles case against Tennessee mutual funds 1:56 a.m. June 14, 2013 - MarketWatch.com
Stocks to watch: Apple to dominate earnings news 7:20 a.m. April 23, 2013 - Saumya Vaishampayan
Regions Financial Q1 profit jumps 68% 6:47 a.m. April 23, 2013 - MarketWatch.com
4 ETF plays now that the dollar has its mojo back 5:39 p.m. March 22, 2013 - Jonathan Burton
Adobe shares rise on quarterly results 4:22 p.m. March 19, 2013 - Wallace Witkowski
BB&T, Ally fail Fed stress tests 4:38 p.m. March 14, 2013 - Ronald D. Orol
Ally only bank below Fed standard in stress test 10:29 p.m. March 7, 2013 - Ronald D. Orol
Regions Financial cut to neutral by Baird 5:43 a.m. Jan. 31, 2013 - Sara Sjolin
Five Big Upside Sector Winners for 2014 5:38 a.m. Today - 247WallSt.com
Jefferies Has Top Sector Theme Stocks to Buy for 2014 7:31 a.m. Nov. 26, 2013 - 247WallSt.com
Raymond James Raises Dividend - Analyst Blog 2:20 p.m. Nov. 22, 2013 - Zacks.com
New Rules on Short-Term Loans 5:46 p.m. Nov. 21, 2013 - WSJ.com
Insider Trading Alert - AGCO, RF, MDCO, NWL And PENN Traded By Insiders 11:30 a.m. Nov. 19, 2013 - TheStreet.com
Banks Boom on Jobs Report Surprise: BAC, C, JPM, RF, HBAN, KEY 4:46 p.m. Nov. 8, 2013 - TheStreet.com
Regions Financial Now #290 Largest Company, Surpassing Newmont Mining 4:40 p.m. Nov. 8, 2013 - TheStreet.com
Bank Stocks Soar on Jobs Report: Financial Winners (Update 1) 4:13 p.m. Nov. 8, 2013 - TheStreet.com
Alcatel-Lucent: Great Potential Or Great Peril? 5:55 a.m. Nov. 7, 2013 - Seeking Alpha
Strongest Banks for CCAR 2014 11:03 a.m. Nov. 5, 2013 - Barrons.com
Buying Facebook Off the Map 2:00 p.m. Nov. 4, 2013 - RealMoney.com
Jim Cramer's 'Mad Money' Recap: A Scary Market 9:25 p.m. Oct. 31, 2013 - TheStreet.com
Hancock Beats on Q3 Earnings & Revenues - Analyst Blog 9:50 a.m. Oct. 25, 2013 - Zacks.com
Hasbro Makes Earnings Moon-shot as Netflix Nearly Makes It 8:34 a.m. Oct. 25, 2013 - TheStreet.com
First Republic Bank - 7% And Solid 8:40 a.m. Oct. 24, 2013 - Seeking Alpha
Fifth Third, JPMorgan Lead Big Bank Revenue Winners: KBW 10:06 a.m. Oct. 23, 2013 - TheStreet.com
Top Analyst Upgrades and Downgrades: AOL, ARM, Cree, Sirius and Many More 7:12 a.m. Oct. 23, 2013 - 247WallSt.com
Zions Tanks on Slow Loan Growth: Financial Loser (Update 1) 4:12 p.m. Oct. 22, 2013 - TheStreet.com
Regions Financial Management Discusses Q3 2013 Results - Earnings Call Transcript 3:50 p.m. Oct. 22, 2013 - Seeking Alpha
JCPenny Rebounds After Accord With Martha Stewart and 2 Other Hot Stocks to Watch 12:10 p.m. Oct. 22, 2013 - Wall St. Cheat Sheet
Press Releases on RF
Financial Results, Holiday Offerings, Dividends and Stock Price Updates - Research Report on JPMorgan Chase, Itau Unibanco, Regions Financial, Credicorp and M&T Bank 8:00 a.m. Today - PR Newswire
Technical Study: Regions Financial Corp., Synovus Financial Corp., First Horizon National Corp., and Fulton Financial Corp. 10:32 a.m. Nov. 20, 2013 - PR Newswire
US Financial 15 Split Corp.: Preferred Dividend Declared 9:02 a.m. Nov. 20, 2013 - Marketwire
Launches, Campaigns, Agreements, Acquisitions and Announcements by Financial Companies - Research Report on Public Storage, T. Rowe, Regions Financial, CBRE Group, and AGNC 8:00 a.m. Nov. 19, 2013 - PR Newswire
Shocking News & Research: Boston Scientific, Yingli Green Energy Hold, QUALCOMM, PulteGroup, Regions Financial 8:46 a.m. Nov. 5, 2013 - PR Newswire
Regions and Its Associates Give Back Through Share the Good 9:00 a.m. Nov. 4, 2013 - BusinessWire
Regions Financial Scheduled to Participate in the BancAnalysts Association of Boston Fall Conference 9:00 a.m. Nov. 1, 2013 - BusinessWire
Scott Mayfield, Mortgage Loan Originator, Receives Regions Bank's Top Associate Honor 4:35 p.m. Oct. 31, 2013 - BusinessWire
Regions Bank Introduces Historically Black College and University Regions Visa(R) CheckCards 9:00 a.m. Oct. 31, 2013 - BusinessWire
Early Morning Insight: Regions Financial Corp., Synovus Financial Corp., First Horizon National Corp., and Fulton Financial Corp. 12:37 p.m. Oct. 29, 2013 - PR Newswire
Study Shows Regions Financial Generates $7 Billion in Combined Economic Impact, Lending for Alabama's Economy 4:37 p.m. Oct. 23, 2013 - BusinessWire
Regions Reports Third Quarter Net Income of $285 million Supported by Continued Loan Growth 7:00 a.m. Oct. 22, 2013 - BusinessWire
Investor Conferences, Cash Dividends, Prestigious Accolades, Earnings Schedules and Financial Results - Research Report on Goldman Sachs, Regions Financial, Duke Realty, BOFI, and Commerce Bancshares 8:00 a.m. Oct. 21, 2013 - PR Newswire
US Financial 15 Split Corp.: Preferred Dividend Declared 9:01 a.m. Oct. 18, 2013 - Marketwire
Regions Declares Quarterly Cash Dividend on Common and Preferred Shares 2:09 p.m. Oct. 16, 2013 - BusinessWire
New Advertisements, Recognitions, Product Launches and Poll Results by Financial Companies - Research Report on CME Group, Charles Schwab, Regions, Cole Real Estate Investments, and Discover 8:00 a.m. Oct. 9, 2013 - PR Newswire
Regions Financial Names Manager for Economic Development Initiatives 9:00 a.m. Oct. 8, 2013 - BusinessWire
Pre-Market Analysis: Regions Financial Corp., Synovus Financial Corp., First Horizon National Corp., and Fulton Financial Corp. 11:19 a.m. Oct. 7, 2013 - PR Newswire
Regions Bank Introduces Auburn(R) Regions Visa(R) CheckCard 9:00 a.m. Oct. 3, 2013 - BusinessWire
Commemorations, Public Offerings, Spin-Offs, Conferences, and Joint Partnership Agreements - Research Report on Regions Financial, Starwood Property Trust, Newcastle, Credit Suisse and KKR 8:00 a.m. Oct. 2, 2013 - PR Newswire
Valuation
P/E Current
13.83
P/E Ratio (with extraordinary items)
12.19
P/E Ratio (without extraordinary items)
10.04
Price to Sales Ratio
1.68
Price to Book Ratio
0.67
Price to Cash Flow Ratio
4.39
Enterprise Value to EBITDA
8.02
Enterprise Value to Sales
3.34
Total Debt to Enterprise Value
0.47
Efficiency
Revenue/Employee
0.25
Income Per Employee
0.05
Total Asset Turnover
0.05
Profitability
Operating Margin
28.29
Pretax Margin
28.34
Net Margin
20.12
Return on Assets
0.94
Return on Equity
7.37
Return on Total Capital
4.66
Return on Invested Capital
5.34
Capital Structure
Total Debt to Total Equity
49.51
Total Debt to Total Capital
32.42
Total Debt to Total Assets
6.09
Long-Term Debt to Equity
39.03
Long-Term Debt to Total Capital
25.56
Regions Financial Corp. RF Financials
Fiscal year is January-December. All values USD millions. 2008 2009 2010 2011 2012 5-year trend
Interest Income 6.56B 5.33B 4.69B 4.07B 3.82B
Interest and Fees on Loans 5.55B 4.2B 3.71B 3.26B 3.1B
Interest Income on Fed. Funds 18.62M 3M 3M - 0
Interest Income on Fed. Repos 867.72M 985M 874M 758M 0
Interest on Bank Deposits 0 0 0 0 0
Other Interest or Dividend Income 127.18M 145M 107M 50M 725M
Total Interest Expense 2.72B 2B 1.26B 1.02B 704M
Interest Expense on Bank Deposits 1.72B 1.28B 755M 472M 284M
Other Interest Expense 996.36M 720M 502M 547M 420M
Interest Expense on Debt 626.98M 666M 492M 548M 418M
Interest Capitalized 0 0 0 0 0
Other Borrowed Funds 369.39M 54M 10M (1M) 2M
2008 2009 2010 2011 2012 5-year trend
Net Interest Income 3.84B 3.34B 3.43B 3.05B 3.12B
Loan Loss Provision 2.06B 3.54B 2.86B 1.53B 213M
Net Interest Income after Provision 1.79B (206M) 569M 1.52B 2.9B
Non-Interest Income 3.09B 3.11B 3.45B 2.14B 2.04B
Securities Gain 155.3M 69M 394M 112M 48M
Trading Account Income 0 0 0 0 -
Trust Income, Commissions & Fees 2.41B 2.34B 2.51B 1.51B 1.81B
Commission & Fee Income 2.18B 2.15B 2.31B 1.31B 1.61B
Other Operating Income 530.29M 702M 554M 518M 184M
Non-Interest Expense 4.39B 4.68B 4.88B 3.25B 3.29B
Labor & Related Expense 2.22B 2.27B 2.32B 1.6B 1.76B
Equipment Expense 481.99M 481M 752M 394M 813M
Other Operating Expense - - - - 357M
Operating Income 488.84M (1.78B) (853M) 408M 1.66B
Non-Operating Income (Expense) 0 0 0 0 0
Non-Operating Interest Income - - - - -
Miscellaneous Non Operating Expense 0 0 0 0 0
Equity in Affiliates (Pretax) 0 0 0 0 0
Unusual Expense 6.42B (573M) 32M 247M (3M)
Pretax Income (5.93B) (1.2B) (885M) 161M 1.66B
Income Taxes (348.11M) 171M (346M) (28M) 482M
Income Tax - Current - Domestic 58.64M 416M (136M) 3M (4M)
Income Tax - Current - Foreign 0 0 0 0 -
Income Tax - Deferred - Domestic (406.75M) (245M) (210M) (31M) 486M
Income Tax - Deferred - Foreign 0 0 0 0 -
Income Tax Credits 0 0 0 0 0
Equity in Affiliates 0 0 0 0 0
Other After Tax Income (Expense) 0 0 0 0 0
Consolidated Net Income (5.58B) (1.37B) (539M) 189M 1.18B
Minority Interest Expense 0 0 0 0 0
Net Income (5.58B) (1.37B) (539M) 189M 1.18B
Extraordinaries & Discontinued Operations (11.46M) 0 0 (404M) (59M)
Extra Items & Gain/Loss Sale Of Assets 0 0 0 0 0
Cumulative Effect - Accounting Chg - 0 0 0 0
Discontinued Operations (11.46M) 0 0 (404M) (59M)
Net Income After Extraordinaries (5.57B) (1.37B) (539M) 593M 1.24B
Preferred Dividends 26.24M 194M 224M 214M 129M
Net Income Available to Common (5.61B) (1.57B) (763M) (25M) 1.05B
EPS (Basic) (8.09) (1.27) (0.62) (0.34) 0.72
Basic Shares Outstanding 695M 989M 1.23B 1.26B 1.38B
EPS (Diluted) (8.09) (1.27) (0.62) (0.34) 0.71
Diluted Shares Outstanding 695M 989M 1.23B 1.26B 1.39B
Regions Financial Corp. RF Filings
SEC Filings for Regions Financial Corp.
Filing Date Document Date Type Category Amended
11/08/2013 11/08/2013 8-K Special Events
11/06/2013 09/30/2013 10-Q Quarterly Reports
10/22/2013 10/22/2013 8-K Special Events
10/18/2013 09/30/2013 13F N/A
09/17/2013 09/17/2013 8-K Special Events
09/10/2013 09/10/2013 8-K Special Events
08/14/2013 08/12/2013 8-K Special Events
08/08/2013 06/30/2013 10-Q Quarterly Reports
08/06/2013 08/06/2013 8-K Special Events
08/02/2013 06/30/2013 13F N/A
07/31/2013 07/31/2013 8-K Special Events
07/23/2013 07/23/2013 8-K Special Events
07/08/2013 07/08/2013 8-K Special Events
06/12/2013 06/12/2013 8-K Special Events
06/07/2013 06/07/2013 8-K Special Events
05/24/2013 05/24/2013 8-K Special Events
05/21/2013 05/16/2013 8-K Special Events
05/20/2013 05/20/2013 8-K Special Events
05/13/2013 05/13/2013 8-K Special Events
05/08/2013 03/31/2013 10-Q Quarterly Reports
SEC Filings provided by EDGAR Online, Inc.
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