$SNV Synovus Financial Corp. Company Overview
Synovus Financial Corp. operates as a financial services and bank holding company. The company through its subsidiary Synovus Bank provides commercial and retail banking, financial management, insurance and mortgage services. Its commercial banking services include cash management, asset management, capital markets services, institutional trust services and commercial, financial, and real estate loans. Its retail banking services include accepting customary types of demand and savings deposits, mortgage, installment and other retail loans, investment and brokerage services, safe deposit services, automated banking services, automated fund transfers, Internet based banking services, and bank credit card services, including MasterCard, and Visa services. The company was founded in 1972 and is headquartered in Columbus, GA.
SNV Last Price: 3.47
Last Updated: November 28, 2013 7:39 PM EST
SNV Stock Message Board and Forum http://investorshangout.com/search?q=SNV&...mp;yt0=Go!
Synovus Financial Corp. SNV Officers and Executives
Name Age Officer Since Title
Mr. Kessel D. Stelling 56 2006 Chairman, President & Chief Executive Officer
Mr. Allen J. Gula 58 2011 Chief Operating Officer & Executive Vice President
Mr. Thomas J. Prescott 58 1987 Chief Financial Officer & Executive Vice President
Ms. Susan Koski - 2012 Chief Information Security Officer
Mr. Roy Dallis Copeland 44 2008 Chief Banking Officer & Executive Vice President
Synovus Financial Corp.
1111 Bay Avenue
Suite 500
Columbus, Georgia 31901
Phone
1 7066492311
Industry
Banks
Sector
Financials
Fiscal Year-end
12/2013
View SEC Filings Below
Revenue
$1.30B
Net Income
$830.21M
Employees
4,963
Annual Report Below for SNV
Synovus Financial Corp. SNV Recent Headlines
MarketWatch News on SNV
Charting the break to less-charted territory 11:11 a.m. July 30, 2013 - Michael Ashbaugh
Charting the break to less-charted territory 11:04 a.m. July 30, 2013 - Michael Ashbaugh
Synovus Financial cut to sell at Goldman Sachs 7:13 a.m. May 20, 2013 - Saumya Vaishampayan
Synovus was previously rated neutral at Goldman 7:02 a.m. May 20, 2013 - Saumya Vaishampayan
Synovus Financial cut to sell at Goldman Sachs 7:02 a.m. May 20, 2013 - Saumya Vaishampayan
Synovus profit falls on tax item, revenue drop 9:26 a.m. April 23, 2013 - MarketWatch.com
Synovus profit surges as quarterly revenue slips 8:30 a.m. Jan. 22, 2013 - MarketWatch.com
Synovus Financial up 10% in premarket 8:07 a.m. Jan. 22, 2013 - Steve Gelsi
Visa enlists more banks in E-commerce battle 8:06 a.m. Nov. 13, 2012 - MarketWatch.com
4 stocks ready to resume their uptrends 6:31 a.m. Oct. 25, 2012 - The Trading Deck
Synovus posts higher profit on lower credit costs 7:45 a.m. Oct. 23, 2012 - MarketWatch.com
Synovus swings to profit as credit improves 6:49 a.m. July 24, 2012 - MarketWatch.com
Why condo boards don’t like renters 3:00 p.m. July 6, 2012 - MarketWatch
For banks, smaller is better 11:02 p.m. July 5, 2012 - The Trading Deck
Three TARP firms for investors to consider 11:02 p.m. July 5, 2012 - Ian Salisbury
Taxpayers still on hook for $119 bln in TARP funds 11:02 p.m. April 24, 2012 - Ronald D. Orol
Synovus swings to profit 6:59 a.m. April 24, 2012 - MarketWatch.com
Synovus Financial swings to black 10:20 a.m. Jan. 24, 2012 - MarketWatch.com
Aster, Tanger, Petmed options volumes surge 11:08 a.m. Jan. 23, 2012 - blogs.marketwatch.com
S&P ups Synovus outlook to stable 2:02 p.m. May 31, 2011 - MarketWatch.com
Use Options For A Chance To Buy SNV At A 23% Discount 12:05 p.m. Nov. 22, 2013 - TheStreet.com
10-Q: SYNOVUS FINANCIAL CORP 5:04 p.m. Nov. 6, 2013 - Edgar Online - (EDG = 10Q, 10K)
Synovus Financial Management Discusses Q3 2013 Results - Earnings Call Transcript 12:10 p.m. Oct. 22, 2013 - Seeking Alpha
A 7.2% Yield That Rises With Rates, Should You Buy? 8:12 a.m. Oct. 10, 2013 - Seeking Alpha
UPDATE: ISI Group Initiates Coverage on Synovus Financial as Low Returns Limit Upside 11:16 a.m. Oct. 8, 2013 - benzinga.com
Synovus Financial's CEO Presents at Barclays 2013 Global Financial Services Conference (Transcript) 7:15 p.m. Sept. 9, 2013 - Seeking Alpha
Low Dollar Regional Bank Ready to Pop 9:07 a.m. Aug. 30, 2013 - InvestorPlace.com
4 Reasons to Ride Regional Banks Right Now 3:06 a.m. Aug. 27, 2013 - InvestorPlace.com
10-Q: SYNOVUS FINANCIAL CORP 4:06 p.m. Aug. 7, 2013 - Edgar Online - (EDG = 10Q, 10K)
2 Financial Sector Stocks With Recent Intensive Insider Buying 6:52 a.m. July 28, 2013 - Seeking Alpha
Facing Up To A Bad Call On Synovus 2:55 p.m. July 26, 2013 - Seeking Alpha
UPDATE: Jefferies Raises PT on Synovus Financial Following TARP Announcement 9:18 a.m. July 22, 2013 - benzinga.com
Synovus Announces Commencement of $130 Million Preferred Stock Public Offering 7:06 a.m. July 22, 2013 - benzinga.com
Cramer's Lightning Round - I'm Going For Zynga, But Everyone Is Running Away (7/18/13) 2:35 a.m. July 19, 2013 - Seeking Alpha
Synovus Financial Management Discusses Q2 2013 Results - Earnings Call Transcript 10:10 p.m. July 18, 2013 - Seeking Alpha
Synovus Announces Plans to Redeem $967.87M of TARP Preferred Stock 2:05 p.m. July 18, 2013 - benzinga.com
Banking Crisis is Over, But TARP Bailout is Still Kicking 10:45 a.m. July 16, 2013 - FOXBusiness
Bank Of The Ozarks Growing Gangbusters, But Not At All Cheap 12:56 p.m. July 13, 2013 - Seeking Alpha
After Strong Runs, Regional Bank ETFs Still Have Upside 11:28 a.m. May 29, 2013 - Benzinga.com
6%-Plus Yields On Investments Set To Benefit From Fed Tapering / Ending QE 11:02 a.m. May 29, 2013 - Seeking Alpha
Press Releases on SNV
Trend Analysis Scan: Synovus Financial, Arena Pharmaceuticals, Facebook Inc, J.C. Penney Company, Citigroup 8:49 a.m. Nov. 26, 2013 - PR Newswire
Technical Study: Regions Financial Corp., Synovus Financial Corp., First Horizon National Corp., and Fulton Financial Corp. 10:32 a.m. Nov. 20, 2013 - PR Newswire
Synovus 125th Anniversary Community Projects Impact More Than 100 Agencies 2:36 p.m. Nov. 7, 2013 - BusinessWire
Synovus to Present at the 2013 Bank of America Merrill Lynch Banking and Financial Services Conference 7:00 a.m. Nov. 6, 2013 - BusinessWire
Early Morning Insight: Regions Financial Corp., Synovus Financial Corp., First Horizon National Corp., and Fulton Financial Corp. 11:37 a.m. Oct. 29, 2013 - PR Newswire
Synovus Reports Earnings for Third Quarter of 2013 6:00 a.m. Oct. 22, 2013 - BusinessWire
Acquisitions, Schedules, and Corporate Announcements by Financial Companies - Research Report on DCT Industrial, FXCM, Apollo Global Management, Synovus, and Pebblebrook Hotel Trust 7:00 a.m. Oct. 16, 2013 - PR Newswire
Synovus Bank Creates Equipment Financing Group 1:41 p.m. Oct. 10, 2013 - BusinessWire
Synovus Celebrates 125 Years of Serving Customers and Communities 9:00 a.m. Oct. 10, 2013 - BusinessWire
Pre-Market Analysis: Regions Financial Corp., Synovus Financial Corp., First Horizon National Corp., and Fulton Financial Corp. 10:19 a.m. Oct. 7, 2013 - PR Newswire
Synovus Announces Quarterly Stock Dividend for Synovus' Series C Preferred Stock 6:00 a.m. Oct. 3, 2013 - BusinessWire
Synovus to Announce Third Quarter 2013 Results on October 22, 2013 4:00 p.m. Oct. 2, 2013 - BusinessWire
Synovus Announces Quarterly Stock Dividend 6:00 a.m. Sept. 4, 2013 - BusinessWire
Wall Street Fundamentals Releases New In-Depth Stock Reports on FITB, KEY, RF and SNV 7:31 a.m. Aug. 30, 2013 - ACCESSWIRE
Synovus to Present at the Barclays Global Financial Services Conference 6:00 a.m. Aug. 30, 2013 - BusinessWire
KBW Announces Change to KBW Regional Banking Index (KRX(SM)) 3:30 p.m. Aug. 14, 2013 - BusinessWire
Synovus Completes Redemption of TARP Funds 10:56 a.m. July 26, 2013 - BusinessWire
Before the Bell Scans: Regions Financial, Synovus Financial, First Horizon National, and Fulton Financial 9:57 a.m. July 25, 2013 - PR Newswire
KBW Announces Change to KBW Regional Banking Index (KRX(SM)) 3:30 p.m. July 23, 2013 - BusinessWire
Synovus Announces Pricing of Series C Preferred Stock Offering 5:19 p.m. July 22, 2013 - BusinessWire
Valuation
P/E Current
4.12
P/E Ratio (with extraordinary items)
4.24
P/E Ratio (without extraordinary items)
2.88
Price to Sales Ratio
1.48
Price to Book Ratio
0.74
Price to Cash Flow Ratio
4.78
Enterprise Value to EBITDA
44.83
Enterprise Value to Sales
3.69
Total Debt to Enterprise Value
0.43
Efficiency
Revenue/Employee
0.26
Income Per Employee
0.17
Total Asset Turnover
0.05
Profitability
Operating Margin
2.84
Pretax Margin
2.42
Net Margin
63.82
Return on Assets
3.08
Return on Equity
25.96
Return on Total Capital
16.60
Return on Invested Capital
18.15
Capital Structure
Total Debt to Total Equity
73.80
Total Debt to Total Capital
35.07
Total Debt to Total Assets
7.20
Long-Term Debt to Equity
66.09
Long-Term Debt to Total Capital
31.41
Synovus Financial Corp. SNV Financials
Fiscal year is January-December. All values USD millions. 2008 2009 2010 2011 2012 5-year trend
Interest Income 1.86B 1.51B 1.32B 1.14B 1B
Interest and Fees on Loans 1.66B 1.32B 1.17B 1.02B 924.64M
Interest Income on Fed. Funds 3.77M 4.01M 8.22M 6.78M 3.45M
Interest Income on Fed. Repos 177.83M 166.67M 128.97M 106.22M 0
Interest on Bank Deposits 188,000 324,000 15,000 114,000 0
Other Interest or Dividend Income 14.68M 14.24M 12.44M 9.61M 75.4M
Total Interest Expense 779.69M 498.88M 334.25M 217.6M 150.02M
Interest Expense on Bank Deposits 667.45M 456.25M 288.33M 173.89M 95.75M
Other Interest Expense 73.66M 38.79M 44M 42.65M 53.66M
Interest Expense on Debt 73.66M 38.79M 44M 42.65M 53.66M
Interest Capitalized - 0 0 0 0
Other Borrowed Funds 0 0 0 0 0
2008 2009 2010 2011 2012 5-year trend
Net Interest Income 1.08B 1.01B 986.33M 924.15M 853.47M
Loan Loss Provision 699.88M 1.81B 1.13B 418.8M 320.37M
Net Interest Income after Provision 377.92M (795.29M) (146.5M) 505.36M 533.1M
Non-Interest Income 380.46M 348.72M 309.39M 342.73M 297.27M
Securities Gain 45,000 14.07M (1.27M) 75.01M -
Trading Account Income - 0 0 0 -
Trust Income, Commissions & Fees 284.13M 257.73M 239.99M 212.03M 232.74M
Commission & Fee Income 235.36M 213.57M 195.85M 166.22M 190.24M
Other Operating Income 96.28M 76.92M 70.67M 55.69M 64.53M
Non-Interest Expense 977.44M 1.2B 1.01B 876.56M 793.48M
Labor & Related Expense 458.93M 425.17M 418.63M 371.15M 375.87M
Equipment Expense 59.43M 90.36M 79.83M 70.31M 137.68M
Other Operating Expense - - - - 231.6M
Operating Income (219.06M) (1.65B) (850.72M) (28.47M) 36.89M
Non-Operating Income (Expense) 16.19M 60.25M 0 0 0
Non-Operating Interest Income - - - - -
Miscellaneous Non Operating Expense 16.19M 60.25M 0 0 0
Equity in Affiliates (Pretax) 0 0 0 0 0
Unusual Expense 449.54M 14.64M (1.55M) 31.06M 5.41M
Pretax Income (652.42M) (1.61B) (849.17M) (59.53M) 31.48M
Income Taxes (77.7M) (171.98M) (15.15M) 1.31M (798.73M)
Income Tax - Current - Domestic 29.91M (347.17M) (24.37M) 1.67M (4.05M)
Income Tax - Current - Foreign - 0 - - -
Income Tax - Deferred - Domestic (107.6M) 175.19M 9.22M (357,000) (794.68M)
Income Tax - Deferred - Foreign - 0 - - -
Income Tax Credits 0 0 0 0 0
Equity in Affiliates 0 0 0 0 0
Other After Tax Income (Expense) - 0 0 0 0
Consolidated Net Income (574.73M) (1.43B) (834.02M) (60.84M) 830.21M
Minority Interest Expense 7.71M 2.36M (179,000) (220,000) 0
Net Income (582.44M) (1.44B) (833.84M) (60.62M) 830.21M
Extraordinaries & Discontinued Operations 0 4.59M 43.16M 0 0
Extra Items & Gain/Loss Sale Of Assets 0 0 0 0 0
Cumulative Effect - Accounting Chg - - - - 0
Discontinued Operations 0 4.59M 43.16M 0 0
Net Income After Extraordinaries (582.44M) (1.44B) (877M) (60.62M) 830.21M
Preferred Dividends 2.06M 56.97M 57.51M 58.09M 58.7M
Net Income Available to Common (584.5M) (1.49B) (891.35M) (118.71M) 771.51M
EPS (Basic) (1.77) (3.99) (1.24) (0.15) 0.98
Basic Shares Outstanding 329.32M 372.94M 685.19M 785.27M 786.47M
EPS (Diluted) (1.77) (3.99) (1.24) (0.15) 0.85
Diluted Shares Outstanding 329.32M 372.94M 685.19M 785.27M 910.1M
Synovus Financial Corp. SNV Filings
SEC Filings for Synovus Financial Corp.
Filing Date Document Date Type Category Amended
11/06/2013 09/30/2013 10-Q Quarterly Reports
11/01/2013 09/30/2013 13F N/A
10/22/2013 10/22/2013 8-K Special Events
10/10/2013 10/06/2013 8-K Special Events
09/09/2013 09/09/2013 8-K Special Events
08/07/2013 06/30/2013 10-Q Quarterly Reports
08/06/2013 06/30/2013 13F N/A
07/26/2013 07/26/2013 8-K Special Events
07/25/2013 07/22/2013 8-K Special Events
07/24/2013 07/19/2013 8-K Special Events
07/18/2013 07/18/2013 8-K Special Events
06/20/2013 06/18/2013 8-K Special Events
05/29/2013 05/29/2013 8-K Special Events
05/14/2013 05/10/2013 8-K Special Events
05/09/2013 03/31/2013 10-Q Quarterly Reports
05/07/2013 03/31/2013 13F N/A
05/01/2013 04/25/2013 8-K Special Events
04/30/2013 N/A S-8 Registration Statement
04/24/2013 04/24/2013 8-K Special Events
04/23/2013 04/23/2013 8-K Special Events
SEC Filings provided by EDGAR Online, Inc.
SNV Synovus Financial Corp. Research Links
Stock Message Board http://investorshangout.com/search?q=SNV&...mp;yt0=Go!
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Company Info http://www.otcmarkets.com/stock/SNV/company-info
Recent News http://www.otcmarkets.com/stock/SNV/news
Financials http://www.otcmarkets.com/stock/SNV/financials
Filings and Disclosure http://www.otcmarkets.com/stock/SNV/filings
Short Sales http://www.otcmarkets.com/stock/SNV/short-sales
Insider Disclosure http://www.otcmarkets.com/stock/SNV/insider-transactions
Research Reports http://www.otcmarkets.com/stock/SNV/research
Summary http://finance.yahoo.com/q?s=SNV
Historical Prices http://finance.yahoo.com/q/hp?s=SNV+Historical+Prices
Interactive Chart http://finance.yahoo.com/echarts?s=SNV
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Basic Tech. Analysis http://finance.yahoo.com/q/ta?s=SNV+Basic+Tech.+Analysis
Headlines http://finance.yahoo.com/q/h?s=SNV+Headlines
Press Releases http://finance.yahoo.com/q/p?s=SNV+Press+Releases
Company Profile http://finance.yahoo.com/q/pr?s=SNV+Profile
Key Statistics http://finance.yahoo.com/q/ks?s=SNV+Key+Statistics
Industry http://finance.yahoo.com/q/in?s=SNV+Industry
Major Holders http://finance.yahoo.com/q/mh?s=SNV+Major+Holders
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Synovus Financial Corp. operates as a financial services and bank holding company. The company through its subsidiary Synovus Bank provides commercial and retail banking, financial management, insurance and mortgage services. Its commercial banking services include cash management, asset management, capital markets services, institutional trust services and commercial, financial, and real estate loans. Its retail banking services include accepting customary types of demand and savings deposits, mortgage, installment and other retail loans, investment and brokerage services, safe deposit services, automated banking services, automated fund transfers, Internet based banking services, and bank credit card services, including MasterCard, and Visa services. The company was founded in 1972 and is headquartered in Columbus, GA.
SNV Last Price: 3.47
Last Updated: November 28, 2013 7:39 PM EST
SNV Stock Message Board and Forum http://investorshangout.com/search?q=SNV&...mp;yt0=Go!
Synovus Financial Corp. SNV Officers and Executives
Name Age Officer Since Title
Mr. Kessel D. Stelling 56 2006 Chairman, President & Chief Executive Officer
Mr. Allen J. Gula 58 2011 Chief Operating Officer & Executive Vice President
Mr. Thomas J. Prescott 58 1987 Chief Financial Officer & Executive Vice President
Ms. Susan Koski - 2012 Chief Information Security Officer
Mr. Roy Dallis Copeland 44 2008 Chief Banking Officer & Executive Vice President
Synovus Financial Corp.
1111 Bay Avenue
Suite 500
Columbus, Georgia 31901
Phone
1 7066492311
Industry
Banks
Sector
Financials
Fiscal Year-end
12/2013
View SEC Filings Below
Revenue
$1.30B
Net Income
$830.21M
Employees
4,963
Annual Report Below for SNV
Synovus Financial Corp. SNV Recent Headlines
MarketWatch News on SNV
Charting the break to less-charted territory 11:11 a.m. July 30, 2013 - Michael Ashbaugh
Charting the break to less-charted territory 11:04 a.m. July 30, 2013 - Michael Ashbaugh
Synovus Financial cut to sell at Goldman Sachs 7:13 a.m. May 20, 2013 - Saumya Vaishampayan
Synovus was previously rated neutral at Goldman 7:02 a.m. May 20, 2013 - Saumya Vaishampayan
Synovus Financial cut to sell at Goldman Sachs 7:02 a.m. May 20, 2013 - Saumya Vaishampayan
Synovus profit falls on tax item, revenue drop 9:26 a.m. April 23, 2013 - MarketWatch.com
Synovus profit surges as quarterly revenue slips 8:30 a.m. Jan. 22, 2013 - MarketWatch.com
Synovus Financial up 10% in premarket 8:07 a.m. Jan. 22, 2013 - Steve Gelsi
Visa enlists more banks in E-commerce battle 8:06 a.m. Nov. 13, 2012 - MarketWatch.com
4 stocks ready to resume their uptrends 6:31 a.m. Oct. 25, 2012 - The Trading Deck
Synovus posts higher profit on lower credit costs 7:45 a.m. Oct. 23, 2012 - MarketWatch.com
Synovus swings to profit as credit improves 6:49 a.m. July 24, 2012 - MarketWatch.com
Why condo boards don’t like renters 3:00 p.m. July 6, 2012 - MarketWatch
For banks, smaller is better 11:02 p.m. July 5, 2012 - The Trading Deck
Three TARP firms for investors to consider 11:02 p.m. July 5, 2012 - Ian Salisbury
Taxpayers still on hook for $119 bln in TARP funds 11:02 p.m. April 24, 2012 - Ronald D. Orol
Synovus swings to profit 6:59 a.m. April 24, 2012 - MarketWatch.com
Synovus Financial swings to black 10:20 a.m. Jan. 24, 2012 - MarketWatch.com
Aster, Tanger, Petmed options volumes surge 11:08 a.m. Jan. 23, 2012 - blogs.marketwatch.com
S&P ups Synovus outlook to stable 2:02 p.m. May 31, 2011 - MarketWatch.com
Use Options For A Chance To Buy SNV At A 23% Discount 12:05 p.m. Nov. 22, 2013 - TheStreet.com
10-Q: SYNOVUS FINANCIAL CORP 5:04 p.m. Nov. 6, 2013 - Edgar Online - (EDG = 10Q, 10K)
Synovus Financial Management Discusses Q3 2013 Results - Earnings Call Transcript 12:10 p.m. Oct. 22, 2013 - Seeking Alpha
A 7.2% Yield That Rises With Rates, Should You Buy? 8:12 a.m. Oct. 10, 2013 - Seeking Alpha
UPDATE: ISI Group Initiates Coverage on Synovus Financial as Low Returns Limit Upside 11:16 a.m. Oct. 8, 2013 - benzinga.com
Synovus Financial's CEO Presents at Barclays 2013 Global Financial Services Conference (Transcript) 7:15 p.m. Sept. 9, 2013 - Seeking Alpha
Low Dollar Regional Bank Ready to Pop 9:07 a.m. Aug. 30, 2013 - InvestorPlace.com
4 Reasons to Ride Regional Banks Right Now 3:06 a.m. Aug. 27, 2013 - InvestorPlace.com
10-Q: SYNOVUS FINANCIAL CORP 4:06 p.m. Aug. 7, 2013 - Edgar Online - (EDG = 10Q, 10K)
2 Financial Sector Stocks With Recent Intensive Insider Buying 6:52 a.m. July 28, 2013 - Seeking Alpha
Facing Up To A Bad Call On Synovus 2:55 p.m. July 26, 2013 - Seeking Alpha
UPDATE: Jefferies Raises PT on Synovus Financial Following TARP Announcement 9:18 a.m. July 22, 2013 - benzinga.com
Synovus Announces Commencement of $130 Million Preferred Stock Public Offering 7:06 a.m. July 22, 2013 - benzinga.com
Cramer's Lightning Round - I'm Going For Zynga, But Everyone Is Running Away (7/18/13) 2:35 a.m. July 19, 2013 - Seeking Alpha
Synovus Financial Management Discusses Q2 2013 Results - Earnings Call Transcript 10:10 p.m. July 18, 2013 - Seeking Alpha
Synovus Announces Plans to Redeem $967.87M of TARP Preferred Stock 2:05 p.m. July 18, 2013 - benzinga.com
Banking Crisis is Over, But TARP Bailout is Still Kicking 10:45 a.m. July 16, 2013 - FOXBusiness
Bank Of The Ozarks Growing Gangbusters, But Not At All Cheap 12:56 p.m. July 13, 2013 - Seeking Alpha
After Strong Runs, Regional Bank ETFs Still Have Upside 11:28 a.m. May 29, 2013 - Benzinga.com
6%-Plus Yields On Investments Set To Benefit From Fed Tapering / Ending QE 11:02 a.m. May 29, 2013 - Seeking Alpha
Press Releases on SNV
Trend Analysis Scan: Synovus Financial, Arena Pharmaceuticals, Facebook Inc, J.C. Penney Company, Citigroup 8:49 a.m. Nov. 26, 2013 - PR Newswire
Technical Study: Regions Financial Corp., Synovus Financial Corp., First Horizon National Corp., and Fulton Financial Corp. 10:32 a.m. Nov. 20, 2013 - PR Newswire
Synovus 125th Anniversary Community Projects Impact More Than 100 Agencies 2:36 p.m. Nov. 7, 2013 - BusinessWire
Synovus to Present at the 2013 Bank of America Merrill Lynch Banking and Financial Services Conference 7:00 a.m. Nov. 6, 2013 - BusinessWire
Early Morning Insight: Regions Financial Corp., Synovus Financial Corp., First Horizon National Corp., and Fulton Financial Corp. 11:37 a.m. Oct. 29, 2013 - PR Newswire
Synovus Reports Earnings for Third Quarter of 2013 6:00 a.m. Oct. 22, 2013 - BusinessWire
Acquisitions, Schedules, and Corporate Announcements by Financial Companies - Research Report on DCT Industrial, FXCM, Apollo Global Management, Synovus, and Pebblebrook Hotel Trust 7:00 a.m. Oct. 16, 2013 - PR Newswire
Synovus Bank Creates Equipment Financing Group 1:41 p.m. Oct. 10, 2013 - BusinessWire
Synovus Celebrates 125 Years of Serving Customers and Communities 9:00 a.m. Oct. 10, 2013 - BusinessWire
Pre-Market Analysis: Regions Financial Corp., Synovus Financial Corp., First Horizon National Corp., and Fulton Financial Corp. 10:19 a.m. Oct. 7, 2013 - PR Newswire
Synovus Announces Quarterly Stock Dividend for Synovus' Series C Preferred Stock 6:00 a.m. Oct. 3, 2013 - BusinessWire
Synovus to Announce Third Quarter 2013 Results on October 22, 2013 4:00 p.m. Oct. 2, 2013 - BusinessWire
Synovus Announces Quarterly Stock Dividend 6:00 a.m. Sept. 4, 2013 - BusinessWire
Wall Street Fundamentals Releases New In-Depth Stock Reports on FITB, KEY, RF and SNV 7:31 a.m. Aug. 30, 2013 - ACCESSWIRE
Synovus to Present at the Barclays Global Financial Services Conference 6:00 a.m. Aug. 30, 2013 - BusinessWire
KBW Announces Change to KBW Regional Banking Index (KRX(SM)) 3:30 p.m. Aug. 14, 2013 - BusinessWire
Synovus Completes Redemption of TARP Funds 10:56 a.m. July 26, 2013 - BusinessWire
Before the Bell Scans: Regions Financial, Synovus Financial, First Horizon National, and Fulton Financial 9:57 a.m. July 25, 2013 - PR Newswire
KBW Announces Change to KBW Regional Banking Index (KRX(SM)) 3:30 p.m. July 23, 2013 - BusinessWire
Synovus Announces Pricing of Series C Preferred Stock Offering 5:19 p.m. July 22, 2013 - BusinessWire
Valuation
P/E Current
4.12
P/E Ratio (with extraordinary items)
4.24
P/E Ratio (without extraordinary items)
2.88
Price to Sales Ratio
1.48
Price to Book Ratio
0.74
Price to Cash Flow Ratio
4.78
Enterprise Value to EBITDA
44.83
Enterprise Value to Sales
3.69
Total Debt to Enterprise Value
0.43
Efficiency
Revenue/Employee
0.26
Income Per Employee
0.17
Total Asset Turnover
0.05
Profitability
Operating Margin
2.84
Pretax Margin
2.42
Net Margin
63.82
Return on Assets
3.08
Return on Equity
25.96
Return on Total Capital
16.60
Return on Invested Capital
18.15
Capital Structure
Total Debt to Total Equity
73.80
Total Debt to Total Capital
35.07
Total Debt to Total Assets
7.20
Long-Term Debt to Equity
66.09
Long-Term Debt to Total Capital
31.41
Synovus Financial Corp. SNV Financials
Fiscal year is January-December. All values USD millions. 2008 2009 2010 2011 2012 5-year trend
Interest Income 1.86B 1.51B 1.32B 1.14B 1B
Interest and Fees on Loans 1.66B 1.32B 1.17B 1.02B 924.64M
Interest Income on Fed. Funds 3.77M 4.01M 8.22M 6.78M 3.45M
Interest Income on Fed. Repos 177.83M 166.67M 128.97M 106.22M 0
Interest on Bank Deposits 188,000 324,000 15,000 114,000 0
Other Interest or Dividend Income 14.68M 14.24M 12.44M 9.61M 75.4M
Total Interest Expense 779.69M 498.88M 334.25M 217.6M 150.02M
Interest Expense on Bank Deposits 667.45M 456.25M 288.33M 173.89M 95.75M
Other Interest Expense 73.66M 38.79M 44M 42.65M 53.66M
Interest Expense on Debt 73.66M 38.79M 44M 42.65M 53.66M
Interest Capitalized - 0 0 0 0
Other Borrowed Funds 0 0 0 0 0
2008 2009 2010 2011 2012 5-year trend
Net Interest Income 1.08B 1.01B 986.33M 924.15M 853.47M
Loan Loss Provision 699.88M 1.81B 1.13B 418.8M 320.37M
Net Interest Income after Provision 377.92M (795.29M) (146.5M) 505.36M 533.1M
Non-Interest Income 380.46M 348.72M 309.39M 342.73M 297.27M
Securities Gain 45,000 14.07M (1.27M) 75.01M -
Trading Account Income - 0 0 0 -
Trust Income, Commissions & Fees 284.13M 257.73M 239.99M 212.03M 232.74M
Commission & Fee Income 235.36M 213.57M 195.85M 166.22M 190.24M
Other Operating Income 96.28M 76.92M 70.67M 55.69M 64.53M
Non-Interest Expense 977.44M 1.2B 1.01B 876.56M 793.48M
Labor & Related Expense 458.93M 425.17M 418.63M 371.15M 375.87M
Equipment Expense 59.43M 90.36M 79.83M 70.31M 137.68M
Other Operating Expense - - - - 231.6M
Operating Income (219.06M) (1.65B) (850.72M) (28.47M) 36.89M
Non-Operating Income (Expense) 16.19M 60.25M 0 0 0
Non-Operating Interest Income - - - - -
Miscellaneous Non Operating Expense 16.19M 60.25M 0 0 0
Equity in Affiliates (Pretax) 0 0 0 0 0
Unusual Expense 449.54M 14.64M (1.55M) 31.06M 5.41M
Pretax Income (652.42M) (1.61B) (849.17M) (59.53M) 31.48M
Income Taxes (77.7M) (171.98M) (15.15M) 1.31M (798.73M)
Income Tax - Current - Domestic 29.91M (347.17M) (24.37M) 1.67M (4.05M)
Income Tax - Current - Foreign - 0 - - -
Income Tax - Deferred - Domestic (107.6M) 175.19M 9.22M (357,000) (794.68M)
Income Tax - Deferred - Foreign - 0 - - -
Income Tax Credits 0 0 0 0 0
Equity in Affiliates 0 0 0 0 0
Other After Tax Income (Expense) - 0 0 0 0
Consolidated Net Income (574.73M) (1.43B) (834.02M) (60.84M) 830.21M
Minority Interest Expense 7.71M 2.36M (179,000) (220,000) 0
Net Income (582.44M) (1.44B) (833.84M) (60.62M) 830.21M
Extraordinaries & Discontinued Operations 0 4.59M 43.16M 0 0
Extra Items & Gain/Loss Sale Of Assets 0 0 0 0 0
Cumulative Effect - Accounting Chg - - - - 0
Discontinued Operations 0 4.59M 43.16M 0 0
Net Income After Extraordinaries (582.44M) (1.44B) (877M) (60.62M) 830.21M
Preferred Dividends 2.06M 56.97M 57.51M 58.09M 58.7M
Net Income Available to Common (584.5M) (1.49B) (891.35M) (118.71M) 771.51M
EPS (Basic) (1.77) (3.99) (1.24) (0.15) 0.98
Basic Shares Outstanding 329.32M 372.94M 685.19M 785.27M 786.47M
EPS (Diluted) (1.77) (3.99) (1.24) (0.15) 0.85
Diluted Shares Outstanding 329.32M 372.94M 685.19M 785.27M 910.1M
Synovus Financial Corp. SNV Filings
SEC Filings for Synovus Financial Corp.
Filing Date Document Date Type Category Amended
11/06/2013 09/30/2013 10-Q Quarterly Reports
11/01/2013 09/30/2013 13F N/A
10/22/2013 10/22/2013 8-K Special Events
10/10/2013 10/06/2013 8-K Special Events
09/09/2013 09/09/2013 8-K Special Events
08/07/2013 06/30/2013 10-Q Quarterly Reports
08/06/2013 06/30/2013 13F N/A
07/26/2013 07/26/2013 8-K Special Events
07/25/2013 07/22/2013 8-K Special Events
07/24/2013 07/19/2013 8-K Special Events
07/18/2013 07/18/2013 8-K Special Events
06/20/2013 06/18/2013 8-K Special Events
05/29/2013 05/29/2013 8-K Special Events
05/14/2013 05/10/2013 8-K Special Events
05/09/2013 03/31/2013 10-Q Quarterly Reports
05/07/2013 03/31/2013 13F N/A
05/01/2013 04/25/2013 8-K Special Events
04/30/2013 N/A S-8 Registration Statement
04/24/2013 04/24/2013 8-K Special Events
04/23/2013 04/23/2013 8-K Special Events
SEC Filings provided by EDGAR Online, Inc.
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