Handelsbanken’s Interim Report January– Septem

Summary January – September 2013, compared with January – September 2012 · The period’s profit after tax for total operations increased by 10% to SEK 10,768 million (9,754) and earnings per share increased to SEK 16.97 (15.55) · Operating profit increased by 4% to SEK 13,630 million (13,160) · Return on equity for total operations increased to 14.2% (14.0) · Income increased by 3% to SEK 27,049 million (26,171) · Net interest income rose by 2% to SEK 19,897 million (19,597) · The C/I ratio was 46.4% (46.4) · The loan loss ratio was 0.07% (0.07) · The core tier 1 ratio according to Basel II increased to 19.3% (17.3) and the total capital ratio rose to 21.7% (20.7) · The core tier 1 ratio according to Basel III rose to 18.8% · The Bank’s liquidity reserve exceeded SEK 800 billion Summary of Q3 2013, compared with Q2 2013 · The period’s profit after tax for total operations decreased by 2% to SEK 3,607 million (3,695) and earnings per share were SEK 5.68 (5.82) · Operating profit decreased by 3% to SEK 4,571 million (4,723) due to a seasonal fall in income · Return on equity for total operations decreased to 14.2% (15.1) · Income fell by 3% to SEK 9,009 million (9,240) · Net interest income rose in all home markets outside Sweden by a total of 6% · Expenses decreased by 1% to SEK ?4,157 million (-4,215) · The loan loss ratio fell to 0.06% (0.07) The slide presentation for today’s press conference will be available at 06.30 CET at www.handelsbanken.se/ireng For further information, please contact: Pär Boman, President and Group Chief Executive Tel: +46 (0)8 22 92 20 Ulf Riese, CFO Tel: +46 (0)8 22 92 20 Mikael Hallåker, Head of Investor Relations Tel: +46 (0)8 701 29 95, miha11 @ handelsbanken.se Handelsbanken discloses the information provided herein pursuant to the Securities Markets Act. Submitted for publication on 23 October 2013, at 06.30 CET. For more information about Handelsbanken, please go to: www.handelsbanken.com