why are you panicking Chambers? First off, it may appear this way with a company and owners who are crooked. but Gary and Riad's reputation don't give it the option to think this way. First it was the bonds, now it's the Form DD. What next? where is the faith? Regardless, what was your total investment? 1,10,100,1000,10,000? there is just WAY to much up side and very little down side.