MANTL Partners with Taktile for Advanced Credit Solutions
The recent collaboration aims to provide financial institutions with improved control over their risk assessments, decreasing manual reviews and fostering growth.
MANTL, an Alkami solution team renowned for its cutting-edge technology in loan and deposit account openings, has taken a significant leap forward by integrating with Taktile, a powerful decision-making platform. This innovative partnership will enable community banks and credit unions to automate their credit underwriting and decision-making processes effectively. By streamlining these critical operations, financial institutions can achieve greater speed, flexibility, and control, essential for driving loan growth and improving operational efficiency.
The integration offers financial institutions the ability to launch, test, and adjust credit policies that will be integrated into MANTL workflows instantaneously. This eliminates the need for engineering resources or third-party vendors, allowing community banks and credit unions to leverage one of the most advanced underwriting technologies available today. Taktile processes hundreds of millions of credit decisions each month, helping lenders reduce manual underwriting tasks by as much as 90% and expedite decision-making by a factor of ten, which can ultimately save about 75% of engineering time.
David Black, the executive vice president and chief operating officer of Embers Credit Union, expressed his enthusiasm about the new level of control this integration provides: "MANTL continues to offer us innovative solutions that enhance our market differentiation. Tools like Taktile enable our staff to utilize top-notch technology to scale our loan growth effectively and deliver substantial value to our members."
Key Benefits of MANTL–Taktile Integration
The collaboration highlights several advantages:
Automated and Flexible Lending Decisions
This integration allows for the combination of MANTL Loan Origination with Taktile's decision-making platform, accelerating loan processing and eliminating common bottlenecks.
Empowerment for Risk Teams
With direct control over underwriting logic, risk and credit teams can operate independently, greatly enhancing their efficiency.
Continuous Policy Optimization
The built-in tools enable users to test, learn, and refine their credit policies seamlessly within a singular, unified platform.
Benjamin Conant, the co-founder and chief technology officer at MANTL, commented on the pressing need for community banks and credit unions to grow their loan portfolios while maintaining strict oversight on risks. He stated, "MANTL is changing how these institutions originate loans by automating the entire workflow—from document verification to core booking and final approvals. The integration with Taktile eliminates friction in the credit decision-making process, offering a scalable way for lenders to compete effectively in an increasingly challenging landscape."
MANTL's partnership with Taktile underscores its commitment to providing regional banks and community credit unions access to the latest banking technology innovations. MANTL is now compatible with all significant core banking systems and integrates with over 50 leading financial technology providers.
In a prior announcement, MANTL introduced its loan origination solutions designed to create a unified experience for both loan and deposit originations. This innovative platform empowers banks and credit unions to fuel their growth, explore real-time cross-sell opportunities, enhance both customer and employee experiences, and benefit from automated underwriting along with improved back-office efficiency. In developing this product, MANTL has collaborated with nine financial institutions to ensure that it meets the increasing demand for a cohesive solution for loan and deposit origination.
The Taktile service is exclusive to qualified clients using MANTL for loan origination. For detailed information or to schedule a demonstration, interested institutions are encouraged to visit MANTL's official website.
About MANTL
MANTL is part of the Alkami solutions team providing unified account origination technology that allows banks and credit unions to efficiently open loans and deposit accounts across all banking channels in real-time. Known for the speedy process, MANTL’s Deposit Origination enables customers to open new deposit accounts in just a few minutes, while businesses can set up accounts even faster. With billions raised in core deposits, MANTL Loan Origination streamlines each step of the loan process, automating up to 100% of application decisions, thus providing an intuitive experience for personal loans and business financing. Established in 2016, MANTL became part of Alkami Technology, Inc. in 2025, a premier cloud-based digital banking provider within the U.S.
About Taktile
Taktile is an AI-driven decision platform that empowers financial institutions to enhance and automate their risk management strategies throughout the customer lifecycle. With its capabilities ranging from onboarding to fraud detection and transaction monitoring, Taktile enables risk management teams to refine their critical decision-making processes autonomously. Taktile has consistently been recognized as a leader in G2's Quarterly Report for Decision Management Platforms, earning trust from various global fintechs, banks, and insurers.
Frequently Asked Questions
What is the main purpose of the MANTL and Taktile partnership?
The collaboration aims to automate and enhance credit decision-making and underwriting processes for community banks and credit unions.
How does the integration benefit financial institutions?
It provides automated lending decisions, self-service for risk teams, and continuous credit policy optimization.
What kind of technology does Taktile offer?
Taktile offers an AI-powered decision platform that automates risk management strategies across various financial operations.
Who can access the Taktile service?
The service is available to eligible clients of MANTL using its loan origination technology.
When was MANTL founded and acquired?
MANTL was founded in 2016 and acquired by Alkami Technology, Inc. in March 2025.
