Uwharrie Capital Corp Announces Q3 2025 Financial Results
Uwharrie Capital Corp Financial Overview for Q3 2025
Uwharrie Capital Corp recently shared significant financial results for the third quarter of 2025. The corporation, which operates through its subsidiary Uwharrie Bank, recorded total assets amounting to $1.22 billion as of September 30, 2025. This reflects a noteworthy growth from $1.13 billion reported at the end of the previous year.
Income Performance
During the nine-month period ending September 30, 2025, Uwharrie Capital Corp achieved a net income of $8.3 million. This marks an increase when compared to $7.6 million for the same timeframe in 2024. Specifically, available net income for common shareholders reached $7.8 million, equating to $1.08 per share, in contrast to $7.2 million, or $0.97 per share, from the year before.
Quarterly Insights
Looking into the quarterly performance, the three-month results ending September 30, 2025, showcased a net income of $2.9 million, slightly down from $3.0 million in 2024 for the same quarter. The net income available to common shareholders during this period was $2.7 million, which translates to $0.38 per share, a minor reduction from $2.9 million or $0.39 per share in the previous year.
Dividend Declaration
The Board of Directors of Uwharrie Capital Corp has declared a 3% stock dividend to be distributed to common stock shareholders on December 1, 2025. This dividend adjustment is designed to benefit shareholders by increasing the number of shares they own. It’s worth noting that the earnings per share figures shared above have been retroactively adjusted to reflect this stock dividend.
Shareholder Information
Qualifying shareholders as of the record date of November 10, 2025, will receive this stock dividend electronically. The distribution will occur without the issuance of physical stock certificates, as shares will be electronically credited to each shareholder’s brokerage account. In case of fractional shares, a cheque may be issued, or payment will be deposited electronically.
About Uwharrie Capital Corp
Uwharrie Capital Corp offers an extensive range of financial services via its subsidiaries, Uwharrie Bank and Uwharrie Investment Advisors. Their mission revolves around providing quality financial solutions tailored to customer needs. For more detailed information, visit www.Uwharrie.com or reach out via phone at 704-982-4415.
Frequently Asked Questions
What are Uwharrie Capital Corp's total assets for Q3 2025?
The total assets for Uwharrie Capital Corp for Q3 2025 are reported to be $1.22 billion.
How much net income did Uwharrie Capital Corp generate in 2025?
The company generated a net income of $8.3 million during the nine-month period ended September 30, 2025.
What is the declared stock dividend for December 2025?
The company declared a 3% stock dividend to be paid on December 1, 2025.
How will the dividend be paid to shareholders?
The dividend will be paid electronically via book-entry, and physical stock certificates will not be issued.
What services does Uwharrie Capital Corp provide?
Uwharrie Capital Corp provides various financial services through its subsidiaries, including banking and investment advisory services.
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