Standard Premium Finance: Driving Growth Through Efficiency

Author: Thomas Cooper Updated: 07-24-2025 11:30 AM

Standard Premium Finance Achieves Strong Q2 Results

Standard Premium Finance Holdings, Inc. (OTCQX: SPFX) has reported impressive preliminary financial results for the second quarter of 2025. The company continues to demonstrate resilience in its operations, showcasing notable growth in its loan portfolio and solid performance metrics that highlight its commitment to efficiency and long-term value creation.

Financial Performance Overview

As of June 30, 2025, Standard Premium's loan portfolio has surpassed $70 million, reflecting a substantial increase of 9.7% since the end of 2024. For the second quarter, the company recorded revenues of $3.1 million, with an income before taxes amounting to $345,000. Furthermore, the return-on-equity stands at an impressive 15%, indicating strong financial health and operational effectiveness.

Earnings Per Share Figures

In this quarter, basic and diluted earnings per share were reported at $0.08 and $0.06, respectively. These metrics underpin the company's successful growth trajectory as it gears up for future expansions. William Koppelmann, CEO of Standard Premium, emphasized the importance of focusing on long-term value and capital-efficient growth, signaling a positive outlook for the upcoming quarters.

Year-to-Date Performance

For the year-to-date period, Standard Premium has successfully generated $6 million in revenue and an income before taxes of $783,500. The basic earnings per share for the first half of 2025 amounted to $0.18, whereas the diluted EPS reached $0.14. Notably, the YTD return on equity has climbed to 18%, driven by stable originations and strategic cost control initiatives.

Strategic Focus

Brian Krogol, the company's CFO, highlighted the importance of sustainable, margin-conscious growth. He mentions that improvements in funding costs and rigorous expense management have positioned Standard Premium to continue delivering value across varying market conditions. This strategy underlines the company's commitment to enhancing shareholder value and ensuring robust operational performance.

Company Overview and Expansion Plans

Standard Premium Finance Holdings, Inc. has been a key player in the specialty finance sector since 1991, facilitating premium financing on over $2 billion in property and casualty insurance. Operating in 38 states, the company seeks to leverage its robust operational framework and explore mergers and acquisitions to further enhance economies of scale.

Commitment to Innovation

With a firm goal of expanding its market presence, Standard Premium is dedicated to strengthening customer relationships and driving sustained performance. The leadership team is optimistic about the future as it focuses on innovation and strategic growth initiatives, ensuring the company's position as a frontrunner in the finance industry.

Frequently Asked Questions

What were the financial results for Standard Premium in Q2 of 2025?

The company reported revenues of $3.1 million and an income before taxes of $345,000 for Q2 2025.

How much did Standard Premium's loan portfolio grow?

The loan portfolio exceeded $70 million, showing a 9.7% increase since December 2024.

What is the return-on-equity for Standard Premium?

The return-on-equity for Q2 stands at an impressive 15%, continuing a positive trend for the company.

What are the projections for Standard Premium’s future growth?

The company aims to expand its market footprint while ensuring sustainable growth through cost efficiency and customer engagement.

How does Standard Premium position itself in the specialty finance industry?

Having financed over $2 billion in insurance premiums, Standard Premium seeks to leverage its experience and explore synergistic M&A opportunities for growth.

About The Author

Hello, I'm Thomas Cooper, a financial expert and writer passionate about helping people understand and navigate the financial world. Having a solid financial background and a lot of experience, my area of expertise is simplifying difficult financial ideas into useful, understandable guidance. My goal with my writings and blog entries is to provide you the information and resources you need to make wise financial choices.

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