Kelt, want to wish you and your family well. What you shared, particularly concerning your granddaughter, is heart wrenching.

I can relate to economic ups and downs, raised in a home by a single mom, where i went to work at the earliest imaginable age and was expected to contribute. Lost a high paying job almost two few years ago and rely more and more on the stock market...  More than once in life, facing what seemed like insurmountable odds, God "made a way where there is no way". Tell myself every day, everything will end well, and if it isn't well, it isn't over....