So the suns up, and theres money to be made, doesn't get better than this!  For nearly 30 years, banks of all sizes have utilized Bank Owned Life Insurance (BOLI), as an earning asset for their balance sheets. A properly structured BOLI portfolio can help a bank diversify its current investment portfolio with an asset that will increase earnings, balance liquidity and maintain superior credit quality. A BOLI portfolio will insure executive officers, directors and/or other key employees through a guaranteed issue single premium life insurance policy.  $IOGA