True, one needs to play the manipulators instead of the other way around. I like the sector your taking about. One area that needs development is medical related concerning retirement in third world countries specificaly. A number of folks retire to areas based on $ echange rates, cost of living alone. Unfortunately once they're there they find out, that do to their ages they need better medicle facilites than there counrty of choice to retire in provides. I think there could be a very lucriative oppertunity in that sector.