Hey man, God bless, be safe and thanks again for your service.  I think your pretty much caught up w everything.  I'll let the other smarter peops on the board answer your questions.

I do agree with you, the only way we loose everything,  is if the company goes bankrupt or koos is a crackhead.

Other than that, i think we will be just fine.  And I think the PPS will rise way sooner than 2015  

Be good