buying from another broker is a good idea, but pizza boss is a young cheese , he is also very stuburn , as I suggested him before to trade through Questrade( at that time Questrade Canada still allow people to buy PNCH, and charge only $9.99 no matter how many shares ' transaction, while TD waterhouse chare 4% of the total value , that was $800 USD for his 2nd buying at 0.0025 of 8 M shares...), he seems trust TD bank instesd of online brokers , so he refused to open account with Questrade, So, what can I say to him?