ICBC Industrial And Commercial Bank Of China Ltd. Industrial and Commercial Bank of China Limited (ICBC) is a commercial bank. The Bank provides personal banking services, including personal deposits, personal loans, bank cards, credit cards, fund investment and personal financing services, among others; corporate banking services, including corporate deposits, loans, international settlements, international financing, management of corporate annuity, assets custody, investment banking and trade financing services, among others; electronic banking services, including online banking, telephone banking and mobile phone banking services, among others, as well as self-service banking business. The Bank also involves in provision of financial consulting and charge agency services. As of December 31, 2010, the Bank had 16,227 offices and branches in China.