Pharaoh, it is nice to see that this board is having civilized discussion. Most of us have been with BCAP for more than a year.....me...i have lost track. LOL We have our share of ups and downs. We know of some who have even sold at losses who have turned to be bashers. Many have been supporters and have their bad days and get frustrated and shoot some unhappy posts ( like me). But as for me, I am still a believer and a supporter of BCAP....and wait till it reaches my target. But hey staying firm on a pinky is tough but many of us have stick along the ups and downs of BCAP. I never bashed the stock but have raised concerns. And I think we have become like a family here cos we have known each other for more than 18 months thus we tend to support each other through the down days! IMO