for stocks, anybody who has filled out a tax form knows it's the trade date, settlement date has nothing to do with declaring a stock loss or gain...

this seems to come up here at the end of every year, and there's no need to have to query some silly AI site to confirm such an untruth...

and now welcome to 2025, where everyone should be expected and encouraged to think for themselves, for a change...

at least we should hope, anyway...