Kgem thank you for that thoughtful post. Sometimes we get involved with our stock and money and whatever, but this weekend we shoud be thankful for the Cross and our risen saviour so we all can meet in heaven forever. Integrace02, I too think over the long haul I would prefer to remain a partner with NorthCal, but I'm afraid things are developing behind the scene that will result in a buyout. And if my analysis is correct, that may be best. I've never been involved in a buyout, so if you feelup to it Kgem, maybe you could give us some details about what all transpires in a buyout. Happy Easter to all. Remember, be humble and generous with your blessings.  Junebug