While I have to admit I only scanned through the paper and didn't give it a thorough read yet; I found the date in the footer on the first page confusing.  April 13, 2013.  Did they just mis-type and it was written in 2012?  Or did they date it for when the paper is to be presented?  There's probably nothing to it, I just found it curious. 

Also, it is to bad that these students are likely riddled with college debt, because knowing what they know after thier research they would be wise to join us and invest early while shares are still on the cheap.