Everyone is entitled to have their opinion, anyone can look at documents or refinances and say oh my god he was in financial trouble. But I don’t look at all of that is bad. Many of my friends and family refinance homes, it’s called lowering interest rates and getting cheaper payments.

Everyone sees things through different glasses. You can choose to see it all as bad or good. To each it’s own. I choose positivity, I choose to make the best and I choose not to bash.