I'll go first. I think we're in trouble. Inflation is hitting everyone no matter where you live, how old you are, what color you were born, or what political side you take. They print too much money. A lot of money is coming out of the markets now. Penny stocks are slow. Cryptos are down. The exchanges are red. Interest rates are going up soon. I don't think it will be a 2008 but I would expect the market to be down or flat with the current policies in place. We're in for a bumpy ride.