LVglider, so glad you are here to keep us informed. I just find a cheap stock, read about it then buy. Sold all my cheap stocks and put all the money here-have a reasonable stash. I tend to get lost about all the financials and requirements. Am really lost about Doc and his methods. If some of your friends ask you, "what's the holdup?", what would you tell them-that's what I'm now facing.