But you forgot to mention your neighbor has been eyeing your property. He had his friends company buy the paint outfit that did your job. Once your property gets blighted the HOA will work to fine and foreclose on your property. Youre having a hard time paying because unknown to you he has been undermining you at your work, filing bogus complaints to your bank about you, keying your car, telling everyone you are a scam artist, hooking your daughter up with that rough tatooed kid, signing you up for spam emails and generally making your life difficult.

Hopefully you have enough money to get the boards replaced and repainted before the city and HOA start foreclosing.

I dont know it matters how much he owes you if you lose the house before Judge Joe starts the trial.

But thats a crazy conspiracy theory. Nothing like that would ever happen.