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Posted On: 12/26/2021 6:29:53 PM
Post# of 124512
The current COVID-19 wave in the U.S. is mostly affecting unvaccinated Americans, who represent more than 95% of current cases of hospitalization and death.
Can insurers charge the unvaccinated more?
This is a really interesting question and depends on the type of insurance.
Life insurance companies have the freedom to charge different premiums based on risk factors that predict mortality. Purchasing a life insurance policy often entails a health status check or medical exam, and asking for vaccination status is not banned.
the Affordable Care Act, passed in 2014, prevents insurers from pricing plans according to health – with one exception: smoking status.
So The Affordable health care act is helping unvaccinated not get charged more!
Stop the Stupid!
Can insurers charge the unvaccinated more?
This is a really interesting question and depends on the type of insurance.
Life insurance companies have the freedom to charge different premiums based on risk factors that predict mortality. Purchasing a life insurance policy often entails a health status check or medical exam, and asking for vaccination status is not banned.
the Affordable Care Act, passed in 2014, prevents insurers from pricing plans according to health – with one exception: smoking status.
So The Affordable health care act is helping unvaccinated not get charged more!
Stop the Stupid!
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