Good morning everyone!  Second time poster, long time lurker!  Excited about BCAP this week!  Also, thank you to all of you posting what a crock ihub is.  Because of this, I have avoided it like the plague.  It's obvious that the people that post bad stuff about BCAP are paid to do it because if you didn't think a stock would perform, why would you waste your time posting about it?  I'm hoping the advice that I have received from some very intelligent people will pay off!!