Acceptable morning to all. After reading MLR_Lite's post #59838 I would recommend getting on the UNVC train. Not just you but any family members who would like to be a part of something special. UNVC is a low-cost stock average Joe can afford. I see a train coming down the tracks. Oh, my that is DR. Dalton, the locomotive engineer of UNVC, Couldn't think of a better leader than him.