Thanks, I think 1-2 months or more is the processing time if you a have all your audit, financial projection and everything they need. It could take months or years to get to that point. I read it takes 1-2 years or longer for a new company to get to the stage to file. It is a great resource. I think patches might have been part of of profit projects and have to market ready before they can be used. that my take anyway.