I couldn't agree more - for a secure retirement, where you can afford your medications, to give your grandchildren $100 checks for all their birthdays and Christmas gifts, enough to keep paying your mortgage and repairs so that your 2000 toyota makes it to 2040...

Good thing we're not going for secure retirements!   My retirement is going to be a 50 year long party!!!  All thanks to CTIX!  Hehehe