I ran a successful business for 20 yrs before I retired 25 yrs ago. I have never been bankrupt. I have never smoked anything, especially crack.Not many financial experts such as you can say the same. You obviously haven't heard much in your sheltered life. The level of ownership refers to the number of shares required to qualify for certain privileges. Go back to school sonny. Come back when you have learned how to read and write. You should also learn some manners or people might ask your mother to wash your obviously filthy mouth out with soap. If you don't like someone's ideas you can say so without resorting to character assassination. People like you have recently driven some very fine people away from this board.