This is a good point. Not everyone can always make the best long term decision possible. It may come down to a surprise life event at the wrong time for some and it all has to come out immediately. I have quite a bit invested for what I can afford so as we near $10 I’ll probably pull 15-20% out to fund some other things and also to pay some things off or down. Not to mention that it’s possible I’ll get furloughed or laid off at some point if coronavirus persists and I may need to cover expenses for a while. But hoping for the best, I plan on letting the rest ride, or as much as possible, for as long as possible, with an eye on the triple digits. Then I can lay myself off for a while. Maybe a long while.