First Data processes 3000 transactions a second @ .001x3000x60x60x24x25x.20=???.... that is just the basic math , I am not sure how the numbers are really calculated. The First Data contract took three years and some to complete, according to Mark and the McAfee partnership was agreed upon in Oct 2017, so they should be moving out of testing, if the same timeline holds, because I do not think that we have received any money from them,yet. The Gallagher contract seems to have a ways to go , because that contract was signed in Nov 2018, it is a Government contract of sorts , but it could conceivably beat the other two to the books. Stay Safe & Be Well