In the spirit of giving back, as I have taken a lot of good advice from this board, I wanted to offer some for people who maybe in a similar situation.

I bought most of my shares in a brokerage account and 401k. I wanted to invest my holdings in a Roth IRA in CYDY but couldn't because of limitations put in place by the financial institution. I was thinking how much better it would be come retirement if my 401k was a Roth IRA, given the obvious tax benefit. I found out today that my 401k has the option of doing a "In-plan Roth Conversion", basically converting your selected funds into a Roth 401k. I'll be paying some hefty taxes come 2021, but think that long-term this is a smart play. Also the Roth Conversion doesn't have to be 100% of the account value, it can be a % of your choosing, limiting your tax burden come next year.

I know this is nothing new, but wanted to share it none the less.

I wish I knew about this last week, but better today than next week.

With the NY Times posting our press release for Phase 3, and the possibility of patient data tomorrow, I don't think I'll be sleeping much tonight.