I don't know what you talked about actually. Thanks for explanation though.

My investment manager has nothing to do with SFOR, he manages my investment in some stable and big companies. I gave him money to buy his company investment products (list of big companies). He would not like me to buy penny stocks if I ask for his advice. All my friends who are professional investors do not like penny stocks. So I don't ask for their advice about SFOR.

I collected SFOR myself, not by anybody's advice. I believe SFT will do well. I will ask my investment manager about tax issue.

I have not blocked anybody, so you should not have been blocked by me. One thing I have to tell you is, I am a layman in investment. I trade stocks for entertainment, although I do wish to make good money. Asking me questions does not help you anything. It's better for you to talk with other people in this site about SFOR.

Good luck and Merry Christmas.