You probably know that if you cause an accident because of risky behavior, your car insurance rates will almost certainly go up. But did you know that the bad behavior of other drivers can have an impact, too?


Unfortunately, more and more people are making the dangerous decision to text and drive, which causes 1.6 million crashes and almost 400,000 injuries per year, according to The National Safety Council—that’s one out of every four car accidents!


Because of this, car accident rates have risen over 14 percent since 2014. Not only does this make driving more dangerous for everyone, but it also contributes to increased car insurance premiums for everyone.