Great words as usual Junebug... I personally have just put UNVC on the back burner... nothing I can do or say will affect what I know will come eventually...I put it in my head for EOY so I can get on with things in life now instead of whining about the wait, which of course I still do. I’ve two trips to two different continents to see elderly relatives by the end of the year and two volunteer trips to take by the end of the year. So UNVC can take its time, I had already planned it well, or I would have bought more of UNVC with the money I paid for all this travel. But Doc said we have to answer to our immediate families so I didn’t lol. But we’re golden whether it be by this year or next! Future is bright, just be wise with money and plans before then.