Its so fascinating to learn about the diversity we have here-God truly moves in mysterious ways. Had no idea about jrt03 or pcgym. I sure hope we can keep this board active once we all reach our financial goals and share our new lives and experiences will have experienced and how we have shared and helped family and the less-fortunate-that would be very interesting to hear. Would be nice if Doc could chime in at times as he will not be forced to be in the dark then and we can get to know him better.