$LAHO - sorry for any run on or choppy sentences. I was in the middle of this post and called the TA and Ameritrade back 3 times each with more questions which changed some of what I had in print.

After a few rewordings and some copy paste / splicing of paragraphs, trying to catch the grammatical inconsistencies is hard to see sometimes.

But that's the long and short of it from the info I was able to gather today.