One thing that might be a little morbid is maybe writing something down on paper be it a will or whatever in the event that something happens to you or whoever as the primary person in control of your account or the account of others. I thought about that the other day as I was planning. I have set aside shares as a surprise to people in my family. But what a shame it would be if something happened to me while waiting and I had all the passwords and access to several accounts and when the day comes that Doc released things and we become golden and no one knew about it. Just thing out loud.