Since SB has a habit of reporting his toxic notes 6-12 months after the fact you can never feel comfortable with what may be sitting out in the ether.

Any of us could borrow money from a bank if we had $6 million + annual sales (and trending higher) and $2.4 million annual net profit as SB is reporting. Yet he is unable to do so. He has to resort to loan sharks.

In this case, imo, the numbers do lie.