OK BDP, forget all my previous post-I am trying to be a man like Dr. Dalton. No more debating. Sorry for my posts. Sorry for your failures and ignorance-you probably cant help it. Forget the bet. You should simply buy now what you can afford and keep your money because you will lose the bet. But I will let you off the hook. Please do not direct anymore post to me because I will not respond. Good luck with your future investing.