after reading dukelasilver's post (30148) it dawned on me that as soon as the police dept. and insurance co.s figure this out, we will be golden. an app. that gives location, speed and whether one is on their phone or not, will be a boon. Dear Mr. Silver: we noticed your vehicle was going 45 in a 35, we are increasing your insurance rates by 35%. Dear Mr. Silver: we noticed you were going 45 in a 35 on main street at 5:45 pm., please remit your fine of $155.00. big bro. is here. thanks silver for that lucid moment. jmo.